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Bonnie Sinnock

Bonnie Sinnock has been writing for National Mortgage News since 1995. She also has worked on other SourceMedia publications as an editor and a reporter.

Recent Stories From this Author

Unsolicited Ratings Encouraged More in Theory than in Practice
September 19, 2014 A regulatory mechanism designed to support unsolicited ratings includes obligations that complicate its use. Post-crisis...

Reg Pressures a Tighter Squeeze for Small Servicers: Walter Exec
September 15, 2014 Despite regulatory constraints on servicing transfers that affect large players, increased compliance costs and capital ratio...

PennyMac Makes Strides in Another Mortgage Gap Left by Banks
September 10, 2014 PennyMac became the third largest correspondent aggregator after banks turned their back on the mortgage origination channel....

Common Sense, Not Regulations, Should Rule Modification Policy
September 5, 2014 Not every distressed borrower can, will or should get a modification. But in cases where they make sense, mod decisions should...

What Bank of America Actually Did Wrong
August 28, 2014 An examination of the details in the B of A settlement shows many examples of risky behavior, including mortgage applications...

Servicing Private Investors' Mortgages Is Now a Public Affair
August 26, 2014 New rules are illuminating a once-shadowy market where servicers can be quick to modify loans and may have few qualms about...

Legacy Second Liens, Once Short of Buyers, Now Lack Sellers
August 15, 2014 There was a time years ago when second liens were the toughest legacy home loan asset to find a buyer for in the secondary...

Moody's Plans to Update Prime RMBS Ratings Criteria
August 13, 2014 The ratings agency plans to assess deals based on representations and warranties as well as an analysis of an independent...

Fitch Proposes Added Scrutiny for Re-Performing Loan Deals
August 11, 2014 Fitch Ratings may decline to rate or limit the maximum rating on re-performing securitizations if their representations and...

Morgan Stanley's First Postcrisis Private MBS Backed by Jumbo ARMs
August 8, 2014 Morgan Stanley is returning to the jumbo residential mortgage-backed securities market for the first-time since the housing...

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