Recent Stories From this Author
Synovus' 3Q Misses Expectations Despite Loan Growth
October 21, 2014 Synovus Financial in Columbus, Ga., reported a higher third-quarter profit as its total loans and net interest income increased.
Small Banks Brace for Basel III Implementation
October 1, 2014 Community banks, by and large, appear well-prepared for capital standards that Basel II will phase in beginning in January....
Training Download for New Generation of Commercial Lenders
September 25, 2014 How banks are using online and classroom courses to teach young commercial lenders to stay on top of regulatory and market...
Taylor Capital's Scrapped Mortgage Sale Reveals Pricing Divide
May 15, 2014 Buyers still exist for mortgage platforms. The problem is that the gap in pricing expectations for buyers and sellers has...
Immigrants Emerging as Unintended Victims of QM
April 11, 2014 People who lack a credit or work history in the United States may have trouble getting a mortgage under the new...
For Some Community Banks, QM Stands for Quitting Mortgages
January 10, 2014 The qualified mortgage rule, reduced refi activity and ongoing commoditization are forcing smaller institutions to take a hard...
Mortgages’ Full Toll on Small Banks Revealed
November 6, 2013 Community banks sustained a 27% decline in mortgage banking income last quarter, confirming the laments of individual banks...
Zions Zigs in Favor of Mortgages as Rivals Zag
October 23, 2013 The Salt Lake City company has long lagged in mortgages, and now is the time to get more aggressive as big rivals pull back...
How Banks Can Prepare for QM Rules Despite Tech Delays
September 19, 2013 Delays in software upgrades are forcing many small banks to play a waiting game when it comes to complying with new regulation.
Truth in Lending Litigation Slows but Bankers Remain Wary
June 28, 2013 Lawsuits tied to the Truth in Lending Act are on the decline—but bankers would be wise to delay any celebration. Court...
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