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Rachel Witkowski

Recent Stories From this Author

FHLB Eligibility Plan Hurts Credit Unions, NCUA Official Says
September 11, 2014 National Credit Union Administration board member Rick Metsger said a Federal Housing Finance Agency proposal to restrict...

What the CFPB May Target in Second Round of Mortgage Servicing Rules
August 29, 2014 A bulletin from the Consumer Financial Protection Bureau outlining new policies for mortgage servicing transfers has the...

CFPB Picks 12 Companies for Mortgage Closing Study
August 21, 2014 The Consumer Financial Protection Bureau has chosen a dozen firms involved in the mortgage industry for a pilot program...

Borrowers Could Suffer in Servicing Transfers, CFPB Warns
August 19, 2014 The Consumer Financial Protection Bureau said examiners are on the lookout for borrowers getting the "runaround" when their...

How the New FICO Score Model Will Affect Banks
August 13, 2014 Several institutions said their underwriters already exclude paid and unpaid medical debt from their calculation, raising...

CFPB Hits Mortgage Lender Over 'Bait-and-Switch' Scheme
August 12, 2014 Amerisave Mortgage Corp. and its owner have been ordered to pay more than $20 million for allegedly overcharging borrowers and...

Lenders Fear CFPB Disclosure Plan Goes Too Far
July 24, 2014 Although the proposal to add more Home Mortgage Disclosure Act requirements was required by the Dodd-Frank Act, those in the...

CFPB Provides Details on Proposed HMDA Reporting Changes
July 24, 2014 The Consumer Financial Protection Bureau issued a proposal Thursday that would require lenders to disclose more information...

Dozens of Mortgage Relief Firms Cited by CFPB, States Over Mod Scams
July 23, 2014 Two federal agencies and 15 states have taken more than 40 actions against foreclosure relief operations, alleging the firms...

Heirs to Mortgages Excused from Underwriting, CFPB Says
July 8, 2014 The Consumer Financial Protection Bureau is allowing lenders to skip the ability-to-repay rule when transferring a loan to the...

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