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Rachel Witkowski

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Mortgage Performance Ticks Up (Precisely) .01%, OCC Finds
December 19, 2014 The $4 trillion in mortgages serviced by the largest financial institutions slightly improved in the third quarter with more...

Cheat Sheet: Inside the CFPB's New Mortgage Servicing Proposal
November 20, 2014 The Consumer Financial Protection Bureau issued a proposal Thursday that would institute new foreclosure protections for...

CFPB Updates Compliance Guide for Mortgages
November 10, 2014 The Consumer Financial Protection Bureau has made some key changes to its compliance guide for the three major mortgage rules...

Judge's Dismissal of Disparate Impact May Presage SCOTUS Ruling
November 4, 2014 A U.S. District Court decision this week that blocked the use of a controversial legal theory in a fair housing case on...

CFPB Faces Tricky Challenge in Finalizing HMDA Changes
November 3, 2014 During the past week, consumer and industry groups have lobbied the agency in different directions, with consumer groups...

What Regulators Will Target Next
October 6, 2014 Regulators recently offered a rare behind-the-scenes glimpse of what areas they are targeting for enforcement, saying that...

Supreme Court Tries Again to Tackle 'Disparate Impact'
October 2, 2014 The Supreme Court said Thursday it would hear a case related to the use of "disparate impact" theory to pursue entities for...

CFPB Targets Price Disparity on Mobile Home Loans
September 30, 2014 WASHINGTON Loans for manufactured homes typically come with higher interest rates and fewer consumer protections than more...

CFPB Launches 'New Era' of Mortgage Servicing Enforcement
September 29, 2014 The Consumer Financial Protection Bureau's action against Flagstar Bank on Monday marked a series of firsts for the agency,...

CFPB Hits Flagstar Bank Over Failure to Follow New Servicing Rules
September 29, 2014 WASHINGTON Michigan-based Flagstar Bank will be required to pay $37.5 million in restitution and fines over regulatory...

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