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Rachel Witkowski

Recent Stories From this Author

CFPB Provides Details on Proposed HMDA Reporting Changes
July 24, 2014 The Consumer Financial Protection Bureau issued a proposal Thursday that would require lenders to disclose more information...

Lenders Fear CFPB Disclosure Plan Goes Too Far
July 24, 2014 Although the proposal to add more Home Mortgage Disclosure Act requirements was required by the Dodd-Frank Act, those in the...

Dozens of Mortgage Relief Firms Cited by CFPB, States Over Mod Scams
July 23, 2014 Two federal agencies and 15 states have taken more than 40 actions against foreclosure relief operations, alleging the firms...

Heirs to Mortgages Excused from Underwriting, CFPB Says
July 8, 2014 The Consumer Financial Protection Bureau is allowing lenders to skip the ability-to-repay rule when transferring a loan to the...

HAMP Loan Mods Spiked in 1Q as Delinquencies Fell: OCC
June 26, 2014 The number of home retention actions taken by the largest banks in the first quarter was more than three times the amount of...

SunTrust to Pay Nearly $1B Over Foreclosures, Mortgage Practices
June 17, 2014 Several federal agencies and 49 state attorneys general struck a $968 million settlement Tuesday with SunTrust Mortgage over...

CFPB Charges Ala.’s Largest Realtor With RESPA Violations
May 28, 2014 The Consumer Financial Protection Bureau fined RealtySouth, Alabama’s largest real estate firm, $500,000 for allegedly...

CFPB's 'Minor' Changes to Mortgage Rules May Have Major Impact
April 30, 2014 The Consumer Financial Protection Bureau proposed several changes to its biggest mortgage rules on Wednesday which would...

CFPB Launches Pilot Program for Electronic Mortgage Closings
April 23, 2014 The Consumer Financial Protection Bureau unveiled a new pilot program on Wednesday designed to allow consumers the ability to...

Frank Disappointed by Mortgage Risk Retention Plan
April 1, 2014 Regulators are going against Congressional intent in their latest "qualified residential mortgage" proposal, former Rep....

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