Rachel Witkowski

Recent Stories From this Author

Frank Disappointed by Mortgage Risk Retention Plan
April 1, 2014 Regulators are going against Congressional intent in their latest "qualified residential mortgage" proposal, former Rep....

Mortgage Delinquencies, Foreclosures Continue to Fall: OCC
March 27, 2014 Mortgages at the nation's largest financial institutions continued to improve for the fifth consecutive quarter at the end of...

Top CFPB Official Vows Crack Down on Mortgage Servicers
February 19, 2014 Steven Antonakes, the CFPB's deputy director, gave a speech which indicated the agency has shifted to a hard-line stance...

How Expanded HMDA Data Could Help Banks
February 10, 2014 Banks are looking at a regulatory plan to dramatically expand the data collected on mortgages as a potential ally in their...

Cordray Loses Cool After House GOP Attacks
January 29, 2014 Richard Cordray, the Consumer Financial Protection Bureau's normally unflappable director, reacted angrily Tuesday to...

CFPB May Revisit Small Bank QM Exemptions
January 8, 2014 The Consumer Financial Protection Bureau could consider expanding exemptions for small lenders from its qualified mortgage...

CFPB Advisory Provokes New Qualified Mortgage Concerns
December 19, 2013 A consumer advisory issued by the Consumer Financial Protection Bureau on Wednesday is stoking fears that the agency may be...

CFPBs Mind Already Made Up on Arbitration, Banks Charge
December 13, 2013 The Consumer Financial Protection Bureau is taking a strong stance against lenders that use contract clauses that block...

State Regulators Urge More Carve-Outs for Small Banks
December 10, 2013 A group of state regulators issued a paper calling on federal regulators to do a better job of exempting small banks from...

Lawmakers Voice Support for Disparate Impact
November 20, 2013 Many lenders are worried they may face more disparate impact cases once the Consumer Financial Protection Bureau's new...

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