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Rachel Witkowski

Recent Stories From this Author

What Regulators Will Target Next
October 6, 2014 Regulators recently offered a rare behind-the-scenes glimpse of what areas they are targeting for enforcement, saying that...

Supreme Court Tries Again to Tackle 'Disparate Impact'
October 2, 2014 The Supreme Court said Thursday it would hear a case related to the use of "disparate impact" theory to pursue entities for...

CFPB Targets Price Disparity on Mobile Home Loans
September 30, 2014 WASHINGTON Loans for manufactured homes typically come with higher interest rates and fewer consumer protections than more...

CFPB Launches 'New Era' of Mortgage Servicing Enforcement
September 29, 2014 The Consumer Financial Protection Bureau's action against Flagstar Bank on Monday marked a series of firsts for the agency,...

CFPB Hits Flagstar Bank Over Failure to Follow New Servicing Rules
September 29, 2014 WASHINGTON Michigan-based Flagstar Bank will be required to pay $37.5 million in restitution and fines over regulatory...

FHLB Eligibility Plan Hurts Credit Unions, NCUA Official Says
September 11, 2014 National Credit Union Administration board member Rick Metsger said a Federal Housing Finance Agency proposal to restrict...

What the CFPB May Target in Second Round of Mortgage Servicing Rules
August 29, 2014 A bulletin from the Consumer Financial Protection Bureau outlining new policies for mortgage servicing transfers has the...

CFPB Picks 12 Companies for Mortgage Closing Study
August 21, 2014 The Consumer Financial Protection Bureau has chosen a dozen firms involved in the mortgage industry for a pilot program...

Borrowers Could Suffer in Servicing Transfers, CFPB Warns
August 19, 2014 The Consumer Financial Protection Bureau said examiners are on the lookout for borrowers getting the "runaround" when their...

How the New FICO Score Model Will Affect Banks
August 13, 2014 Several institutions said their underwriters already exclude paid and unpaid medical debt from their calculation, raising...

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