New technology brings the promise of improved processes—and most lenders understand that.

For at least the past 25 years the residential mortgage industry has gone through one refinance-driven boom-and-bust cycle after the other.

Does anyone else think that Ed DeMarco is the lone voice of reason in Washington when it comes to housing?

There is the opportunity existing for someone to take charge and make the mortgage history books. Who is ready to take on the challenge and machine a new mortgage process?

The government-sponsored enterprises and compliance regulations have always driven market changes.

The tamper-evident electronic mortgage seal gets put to the test.

The roots of the mortgage crisis stretch back to 1996 with the introduction of Freddie Mac’s Loan Prospector and Fannie Mae's Desktop Underwriter automated underwriting systems.

Data integrity is the key to compliance with the Dodd-Frank Act.

Given the pace and complexity of changes impacting the mortgage industry, getting it right the first time can be quite a challenge.

When faced with a regulatory change that impacts business operations, there are two ways to view the challenge: as a crisis or as an opportunity.

Technology at home is about wants, while technology at work should be about needs—business needs.

Electronically signed 4506-T forms will mean that lenders will be able to verify the borrower’s income in as little as a few minutes.

Special servicers work with information from multiple sources and they have to ensure quick and accurate dissemination of that data within its organization, which creates numerous data management challenges.

LOS providers who offer, and lenders who select, an EDM product that’s crafted and maintained by a team of skilled craftsmen, not a “Jack of all trades” won’t be disappointed; even after the check is cashed.

The causes of the mortgage meltdown were widespread. Repeatedly identifying one group, like brokers, may be politically expedient, but it isn’t honest.