The most widely read story on the National Mortgage News website yesterday was the one about the CFPB warning 12 mortgage banking firms and investigating six others for misleading loan advertisements to consumers – particularly reverse mortgages. As for which 18 firms are under the gun, CFPB isn’t saying. On another subject, the agency (as many of our readers already know) is auditing bank and nonbank lenders left and right. Those audits, by the way, are private, which means the public never gets to see them. In other words, the documents are the equivalent of FDIC bank exams: they are under lock and key, never to be seen unless leaked.