An effective client management system can help the process following an initial counseling session.

Especially markets hit hardest by the housing crisis are the most attractive options for REO-to-rental investors. But how can servicers and investors identify which markets will achieve the greatest ROI?

If you think there couldn’t possibly be yet another new requirement facing servicers, think again.

As most mortgage industry professionals are aware, the Federal Housing Administration recently increased its mortgage insurance premiums.

Remember Jimmy McMillan, the New York gubernatorial candidate for the “Rent is Too Damn High Party”?

Traditionally, underwriting focused on applying a static set of guidelines to determine an approve/reject decision.

RealtyTrac released its May U.S. Foreclosure report, which emphasized the first year-over-year increase in foreclosure starts in 28 months. What does this mean?

Housing markets are showing credible signs of a revival that still is “in the early innings,” according to the State of the Nation’s Housing 2012 report released by the Joint Center for Housing Studies of Harvard University.

The consensus is that short sales are better than foreclosures for many reasons.

As an outsource provider of increasingly commoditized loss mitigation tools and asset preservation services, having the right customer service philosophy may be the only deciding factor to our clients versus the competition.

Vacant property registration and property ordinances have been an integral part of judicially sanctioned enforcement efforts in communities for some time. These municipal rulings serve to protect citizens from neighborhood blight, the ensuing rise in criminal activity and the resulting deflation in property values so common in areas with high foreclosure rates.

Regulatory impediments may have the power to considerably change not only one's ability to engage in a mortgage-related transaction but to impact larger housing performance in 2012.

Large servicers are now embracing the notion of using special servicers to leverage their internal capacity, and finding that doing so creates an opportunity to involve all the necessary parties in the process through a single, integrated approach.

RealtyTrac reported today that foreclosure activity decreased by 3 percent compared to the previous month, and by 14 percent compared to November of 2010, but that a nine-month high in scheduled foreclosure auctions suggested that a “new set of incoming foreclosure waves” may be coming. I’m not so sure I agree.

Many organizations are feeling the impact of a stagnant housing market. Homeowners associations (HOAs) are no exception, but the pain they experience is also felt by mortgage servicers and investors.