Ari Karen | May 24
For those entities that believe they are too small to be impacted by the Consumer Financial Protection Bureau, think again.
What We're Hearing
Brian Collins and Mark Fogarty | May 24
We're hearing it must be great to be a big builder—particularly one of the top 10 publicly traded home builders.
Louise Thaxton | May 24
What would you choose to do if you thought anything was possible?
Herman Thordsen | May 24
A large number of mortgage fraud cases involving allegations of kickbacks, straw buyers or both.
Amy Tierce | May 22
These can be just random speed bumps that arise and can be easily avoided or serious pot holes that could detour your transactions.
What We're Hearing
Garth Graham | May 22
In the past two weeks I have written about how critical it is for mortgage companies to have an effective customer satisfaction measurement program.
Douglas Smith | May 21
Everybody’s origination business should get a checkup.
What We're Hearing
Bonnie Sinnock | May 21
We're hearing the jumbo interest-only home loan popular with high-net-worth borrowers is still being made for now.
George Yacik | May 21
Collectively, credit unions originated more than $100 billion in loans last year for the first time.
Roger Fendelman | May 21
If you originate under the qualified mortgage rule, courts must presume that you followed the eight underwriting guidelines found in ability to repay.
Jennifer Creech | May 20
When it comes to appraisals, different lenders have different needs, depending on lending strategies, business models and areas served.
What We're Hearing
Ted Cornwell | May 20
Plenty of financial firms are underprepared or haven’t adequately tested their recovery plans.
Roger Fendelman | May 20
The qualified mortgage rule is a special carve-out to the ability to repay requirement.
Brad Finkelstein | May 19
An unexpected extra in your marketing can get a prospect to re-read it closer.
Ari Karen | May 17
A court found a recess appointment to the National Labor Relations Board was unconstitutional. This could affect the Consumer Financial Protection Bureau.
Herman Thordsen | May 16
On May 8, four men were convicted in a California court of defrauding hundreds of victims in a real estate scam that included fraudulently collecting upfront fees for loan modification services.
Pramod Karachur | May 16
An effective client management system can help the process following an initial counseling session.
Lisa Weaver | May 15
Small and midsize financial institutions and nonbanks look to steady their income stream by retaining servicing in lieu of servicing release premiums.
What We're Hearing
Garth Graham | May 15
We're hearing from a lot of mortgage originators that read my blog last week about the need to better measure borrower satisfaction with the mortgage process.
Bliss Sawyer | May 14
The message: "Let me help you grow your business."
Shari Olefson | May 14
At the end of the day, the debate over the future of the Federal Housing Administration, Fannie Mae and Freddie Mac boils down to one question: What is the appropriate role for government in housing finance?
What We're Hearing
Bonnie Sinnock | May 14
We're hearing some institutional investors like a home equity sharing product that serves as a partial downpayment for consumers in return for a share of the home’s appreciation over time.
Brad Finkelstein | May 13
Reflecting on the industry forecast offered by Mortgage Bankers Association economists Jay Brinkmann and Michael Fratantoni, three different images are coming to mind.
What We're Hearing
Brian Collins and Mark Fogarty | May 10
We're hearing that the Consumer Financial Protection Bureau will be issuing new guidance on loan officer compensation in June.
Patti Recser | May 10
A 100% free solution to a big lender-appraiser dilemma.
Ari Karen | May 10
It appears that one of the chief enforcement tools of the Consumer Financial Protection Bureau is the use of the horizontal audit.
Shari Olefson | May 10
If Washington does not continue to support tax policies that encourage housing, it could have disastrous consequences.
Herman Thordsen | May 09
Mary Armstrong pled guilty to all five counts of an indictment charging her with wire fraud, money laundering and conspiracy.
What We're Hearing
Garth Graham | May 08
We're hearing there is a discipline that is completely lacking in the mortgage industry.
Bliss Sawyer | May 08
With that in mind, here is a Realtor marketing plan that one of my coaching clients recently shared with me.
