The qualified mortgage rule is a special carve-out to the ability to repay requirement.

An effective client management system can help the process following an initial counseling session.

Small and midsize financial institutions and nonbanks look to steady their income stream by retaining servicing in lieu of servicing release premiums.

At the end of the day, the debate over the future of the Federal Housing Administration, Fannie Mae and Freddie Mac boils down to one question: What is the appropriate role for government in housing finance?

The supply of foreclosed homes and REOs is dwindling quickly and probably has already peaked.

It appears that one of the chief enforcement tools of the Consumer Financial Protection Bureau is the use of the horizontal audit.

In the modern world, paper documents are an obstacle between servicers and their own potential competitiveness.

Especially markets hit hardest by the housing crisis are the most attractive options for REO-to-rental investors. But how can servicers and investors identify which markets will achieve the greatest ROI?

Old Data is dead, long live New Data.

We’re hearing signs of a housing recovery have been sighted along the road for quite a while now.

  RENO WOMAN GETS OVER SIX YEARS IN FEDERAL PRISON FOR MORTGAGE FRAUD ON HER IN LAWS’ PROPERTY FACTS On April 11, Tandy Anne Kertanis, convicted of fraudulently obtaining a $228,000 home equity loan in her father- and mother-in-law’s names by forging their signatures and the signatures of others has been sentenced to 81 months in prison and ordered to pay $228,000 in restitution for her guilty pleas to identity theft and money laundering charges. …

Housing counseling agencies have long been known for their ability to provide solid advice on alternatives, rental options, credit repairs and a range of other topics, including reverse mortgages.

From smartphones and tablets to social networking, technology infiltrated the way we live so immensely it is hard to imagine not having them constantly at our fingertips.

The demand for homeownership has always been a primary indicator of the state of the national economy.

Despite the absence of precise data, it is well understood that the number of failed new home developments is significant.

The return to a purchase market will not be easy for many lenders.

In just the past couple of years, servicers have had to scramble to keep up with the overflow of documents that need to be recorded in the nation’s more than 3,600 recording districts.

Fewer delinquent loans have slowed the flow of REO, so we're seeing more servicers looking to bring management functions in-house in order to better control costs.

It’s a good time to be a special servicer.

Just about everyone deserves a second chance when it comes to challenges faced in life.

Several industry solution providers have led the pack in advancing the quality and availability of mortgage data, analytics and compliance.

We're hearing MERS is far from done spending time and money defending its right to serve as the official record of who owns mortgages and servicing rights.

New vendor management requirements place increased scrutiny on how banks and nonbanks are managing third-party risk, while it is clear that the regulators and government agencies expect more oversight.

Paul Tomko has chutzpah for committing mortgage fraud while working as an FBI informant.

We're hearing that everything may not be so rosy in the housing market.

2013 is the year the housing market will see even stronger recovery.

If you want to see what a housing recovery looks like on the ground, it’s time to visit Phoenix.

The explosion in the number of REOs became a great way for investors and consumers to purchase properties for a steal.

It is becoming increasingly evident that mortgage servicing organizations—from servicers to default servicing law firms and their vendors—will not be viable if they don't evolve.

Like bartenders and psychologists, distressed debt servicers spend the day listening to people’s problems.