Hawaii ranked second on the list with an average payment of $1,536 or 30% of average monthly income, followed by California at $1,446 (30%).
The D.C. payment represents nearly 31% of monthly average household income.
Roughly 15 of the 51 jurisdictions studied by LendingTree have an average monthly payment of more than $1,000.
D.C. also had the highest average loan amount: $331,886. However, other factors can impact monthly payments, including credit score and downpayment. All three together can influence interest rates.
At the other end of the spectrum, Nebraska has the lowest average payment: $711 per month, followed by Arkansas, Iowa, Oklahoma and Missouri.