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Millennials' expectations indicate a major shift in values that lenders can see as an opportunity from both marketing and business strategy perspectives.
The new disclosure rules from the CFPB "eats QM for breakfast," said Joshua Weinberg, a senior vice president at First Choice Bank.
Still reeling from underwriting guidelines that went into effect last year, some small lenders are worried that a new mortgage disclosure regime might be the thing that pushes them over the edge.
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