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Annual Homeowners Insurance Premiums Vary Widely By State

State Premium Rank

Alabama $793 11

Alaska $810 10

Arizona $642 29

Arkansas $768 15

California $835 7

Colorado $811 9

Connecticut $777 13

Delaware $488 48

D.C. $894 6

Florida $929 4

Georgia $635 32

Hawaii $726 20

Idaho $448 51

Illinois $659 26

Indiana $636 31

Iowa $575 44

Kansas $833 8

Kentucky $615 37

Louisiana $1,074 2

Maine $513 46

Maryland $652 27

Massachusetts $759 18

Michigan $726 21

Minnesota $767 17

Mississippi $907 5

Missouri $689 23

Montana $661 25

Nebraska $730 19

Nevada $632 33

New Hampshire $599 40

New Jersey $641 30

New Mexico $585 43

New York $785 12

North Carolina $623 34

North Dakota $704 22

Ohio $523 45

Oklahoma $991 3

Oregon $492 47

Pennsylvania $593 41

Rhode Island $769 14

South Carolina $768 16

South Dakota $601 39

Tennessee $681 24

Texas $1,362 1

Utah $473 50

Vermont $608 38

Virginia $616 35

Washington $590 42

West Virginia $616 36

Wisconsin $483 49

Wyoming $650 28

U.S. Avg. $729

Source: Insurance Information Institute. Data for 2004.

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