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Inside

POINT OF VIEW

No need for assignments page 4

MORTGAGE SCENE

Countrywide not in play page 5

REGULATORY WATCH

Fraudsters think big page 8

COMMERCIAL SERVICER

Industry wants CMBS reforms page 12

SERVICING PEOPLE page 38

MANAGING REO

Industry Response

As the wave of defaults continues to rise with no sign of slowdown, the industry is galvanized by efforts to come up with new tools and responses both in technology and counseling. The aim is to keep borrowers in their homes.

Page 17-24

SPECIAL REPORT

Document Custody

The advent of electronic notes, digital signatures and imaging have changed the way documents are handled forever, and most professionals see more changes on the horizon.

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