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S&P/Experian Customer Default Indices

Index April Level March Change April 2009 Change

Composite 3.85 -6.0% -27.0%

First Mortgage 3.71 -6.2 -31.1

Second Mortgage 2.49 -11.0 -45.4

Source: S&P/Experian indices based on data through April 2010.

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