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ALABAMA

Birmingham-Collateral Mortgage Capital LLC has promoted Milwaukee-based James M. Cope to executive managing director.

Mr. Cope is a member of the Mortgage Bankers Association and the Wisconsin Real Estate Alumni Association and is an affiliate member of the Commercial Association of Realtors.

CALIFORNIA

San Francisco-The Federal Home Loan Bank of San Francisco's board of directors has elected Michael Roster to serve as an elected director representing California. Mr. Roster's term will expire on Dec. 31, 2005.

Mr. Roster is executive vice president and general counsel of World Savings Bank FSB.

Before that, he was general counsel of Stanford University and Stanford Medical Center between 1993 and 2000. Prior to that, he was managing partner of Morrison & Foerster's Los Angeles office.

FLORIDA

Clearwater-Market Street Mortgage said that company chairman, president and CEO Randall C. Johnson has been elected to the board of trustees of the University of Miami.

Mr. Johnson is a 1971 graduate of the university, and will serve a three-year term on the university's board as an alumni trustee beginning in April 2005.

He joined Market Street Mortgage in 1989.

Orlando-Tri-Star Lending Group said that Ronald E. Driggers has joined the company as a senior vice president, Orlando operations manager responsible for residential and commercial underwriting and funding activities.

Mr. Driggers has experience in wholesale, correspondent and retail mortgage banking operations, including credit administration, customer service and quality control. Prior to joining Tri-Star, he held senior positions with Chase Home Finance, Bank of America and Citicorp.

NEW JERSEY

Cranbury-Scott Jeffries has joined Visionet Systems Inc. as executive vice president, mortgage practice. Mr. Jeffries was previously the divisional CIO at IndyMac Bank. He will be involved in the sale, support and engagement management.

Visionet also has promoted Nasir Khan as executive vice president and will be responsible for existing relationships in the mortgage practice, and Asif Peer to vice president, mortgage practice.

Edison-Hanover Capital Mortgage Holdings Inc. said that Harold F. McElraft has joined HCM's management team as the chief financial officer and treasurer.

Since 2002, Mr. McElraft has been a partner with the New York office of Tatum CFO Partners LLP. Since November 2004, he was engaged as a consultant to HCM.

From 1998 to 2002, Mr. McElraft served as department vice president with Prudential Financial Inc. in Newark. He has over 25 years of financial management experience in the financial services industry.

Ewing-Cenlar FSB has appointed Elaine Ramos to the position of relationship manager.

Prior to her appointment at Cenlar, she served as an acquisitions supervisor and project manager at Dovenmuehle Mortgage Inc.

Prior to that, Ms. Ramos was employed as a mortgage servicing specialist at Standard Mortgage Corp. of Georgia.

NEW YORK

New York-GE Commercial Finance Real Estate has made three appointments to the Strategic Capital Group group.

Brady Dawson, based in Chicago, John Shanahan and Ravi Anand, based in New York, were named as associate directors.

In their new roles, they will assist originators in screening loan submission packages and provide analytical and financial analysis support for CMBS and structured finance loan transactions.

Mr. Dawson joined GE in 2001 from Heller Financial and most recently has served as an associate director with specialized industries, focusing on golf course lending.

Mr. Shanahan joined GE in a finance role in 1989, and is coming off an assignment as an asset manager in the North America debt group.

Mr. Anand joins the Strategic Capital Group at GE from Sterling Equities where he served as an acquisition associate.

New York-Morrison & Foerster LLP said that Thomas A. Humphreys has joined the firm as head of its federal tax practice group and co-chair of the firm's tax department.

Mr. Humphreys' practice focuses on tax issues related to financial products, REITs, mutual funds, mergers and acquisitions, and international transactions.

In his nearly three decades of practice, Mr. Humphreys has contributed to taxation policy and education within the legal community. He has been a longtime adjunct professor in the LLM program at New York University Law School.

NORTH CAROLINA

Charlotte-Commercial Defeasance LLC has hired Dawn Reinhardt as its newest deal manager.

Ms. Reinhardt joins Commercial Defeasance from law firm Parker, Poe, Adams & Bernstein LLP, where she was an associate for three years.

While at Parker Poe, Ms. Reinhardt was in the banking and capital markets practice group where she served as servicer's counsel on numerous defeasance transactions. She also represented institutional lenders, finance companies and borrowers.

Winston-Salem-Craig V. Kegg has joined Collateral Mortgage Capital LLC as an assistant vice president/capital markets specialist in the company's Winston-Salem office.

As part of the Carolinas team, he is responsible for real estate debt and equity originations.

Prior to joining Collateral, Mr. Kegg served as a vice president, program manager for the commercial-backed securities unit within Banc of America Securities LLC in Charlotte, N.C.

WASHINGTON

Seattle-Washington Mutual Inc. said that Doug Miller has been named division executive of the company's Correspondent Lending channel.

Mr. Miller, with more than 30 years of mortgage industry experience, has been the president and chief executive officer for Union Planters Mortgage Co. since 2000.

Prior to joining Union Planters in 1997, Mr. Miller was senior vice president, director of third-party lending for Citicorp Mortgage Inc., where he was instrumental in creating a correspondent and broker program.

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