Seattle Homeowner Wins Foreclosure Campaign Against Bank of America

With the support of more than 16,000 Americans, a Seattle homeowner was able to prevent Bank of America from issuing a foreclosure notice on her property.

After 18 months of trying to get a loan modification from B of A, Vera Johnson was finally granted her wish on Sept. 1 when the Charlotte-based bank agreed to a permanent loan modification that will allow the single mother to keep her home and family business called Village Green Perennial Nursery that has been opened for 32 years.

Johnson started a campaign on the online activism website Change.org in July as the bank continued to delay her modification requests despite meeting the necessary eligibility requirements. Johnson said the bank also repeatedly misplaced her application documents and inaccurately updated her case for hardship.

“I'm overjoyed and thankful to the thousands who took action on Change.org to help me keep my home and business,” Johnson said. “The success of my campaign shows that homeowners can take power back from banks if we work together.”

Johnson delivered all the signatures from the campaign to a B of A executive on Aug. 9 to put pressure on the bank to make a decision regarding a loan modification. After seeing all the public support in favor of Johnson on the Change.org website as well as local newspapers and blogs and national television, the bank provided her with a single point of contact to negotiate the terms of the loan modification. 

“What Vera Johnson has accomplished is remarkable,” said Jess Kutch, director of organizing for economic justice at Change.org. “With an internet connection and a personal story, she recruited more than 16,000 supporters and was able to prevail over one of the largest banks in the world.”