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    <description>The Latest</description>
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    <pubDate>Wed, 22 Jul 2026 19:57:45 GMT</pubDate>
    <dc:date>2026-07-22T19:57:45Z</dc:date>
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      <title><![CDATA[ Annaly buys non-QM, agency servicing opportunistically in 2Q ]]></title>
      <link>https://www.nationalmortgagenews.com/news/annaly-buys-non-qm-agency-servicing-opportunistically-in-2q</link>
      <description><![CDATA[ Correspondent volumes and the servicing portfolio were flat to lower but Onslow Bay was nevertheless the top conventional MSR investor in the first half.  ]]></description>
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      <category><![CDATA[ Servicing ]]></category>
      <category><![CDATA[ Earnings ]]></category>
      <category><![CDATA[ Capital markets ]]></category>
      <pubDate>Wed, 22 Jul 2026 19:57:45 GMT</pubDate>
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      <dc:creator>Bonnie Sinnock</dc:creator>
      <dc:date>2026-07-22T19:57:45Z</dc:date>
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      <title><![CDATA[ PulteGroup closings, earnings fall, still beat expectations ]]></title>
      <link>https://www.nationalmortgagenews.com/news/pultegroup-closings-earnings-fall-still-beat-expectations</link>
      <description><![CDATA[ The homebuilder posted net income of $472 million, or $2.48 per share, down from $608 million but still more than analysts expectations of $2.36 per share.  ]]></description>
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      <category><![CDATA[ Homebuilders ]]></category>
      <category><![CDATA[ REALTORS & HOMEBUILDERS ]]></category>
      <category><![CDATA[ Housing markets ]]></category>
      <pubDate>Wed, 22 Jul 2026 19:17:41 GMT</pubDate>
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      <dc:creator>Colin McNamara</dc:creator>
      <dc:date>2026-07-22T19:17:41Z</dc:date>
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      <title><![CDATA[ Bank deregulatory bill passes House, goes to Senate ]]></title>
      <link>https://www.nationalmortgagenews.com/news/bank-deregulatory-bill-passes-house-goes-to-senate</link>
      <description><![CDATA[ The package of banking measures will need 60 votes — including a number of Democrats — to pass the Senate on a tight time frame ahead of November's elections. But the bipartisan House vote signals that future work on the issues is possible.  ]]></description>
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      <pubDate>Wed, 22 Jul 2026 14:03:57 GMT</pubDate>
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      <dc:creator>Claire Williams</dc:creator>
      <dc:date>2026-07-22T14:03:57Z</dc:date>
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      <title><![CDATA[ As the Fed rethinks its balance sheet, all eyes are on liabilities ]]></title>
      <link>https://www.nationalmortgagenews.com/news/as-the-fed-rethinks-its-balance-sheet-all-eyes-are-on-liabilities</link>
      <description><![CDATA[ The Federal Reserve is rethinking the size and scope of its holdings. Academics and industry analysts alike say liquidity reforms will be key to the process.  ]]></description>
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      <category><![CDATA[ Federal Reserve ]]></category>
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      <category><![CDATA[ Risk ]]></category>
      <category><![CDATA[ Market Risk ]]></category>
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      <pubDate>Wed, 22 Jul 2026 10:00:00 GMT</pubDate>
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      <dc:creator>Kyle Campbell</dc:creator>
      <dc:date>2026-07-22T10:00:00Z</dc:date>
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      <title><![CDATA[ NEXA boss Kortas settles lawsuits, secures full ownership ]]></title>
      <link>https://www.nationalmortgagenews.com/news/nexa-boss-kortas-settles-lawsuits-secures-full-ownership</link>
      <description><![CDATA[ The brokerage boss settled litigation with ex-business partner Mat Grella which involved private aviation, luxury cars and a separate six-figure judgment.  ]]></description>
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      <category><![CDATA[ Law and legal issues ]]></category>
      <category><![CDATA[ CAREER & COMPENSATION ]]></category>
      <category><![CDATA[ Mortgage brokers ]]></category>
      <pubDate>Wed, 22 Jul 2026 10:00:00 GMT</pubDate>
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      <dc:creator>Andrew Martinez</dc:creator>
      <dc:date>2026-07-22T10:00:00Z</dc:date>
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      <title><![CDATA[ Boomers, Millennials lead cash-rich buyer opportunities ]]></title>
      <link>https://www.nationalmortgagenews.com/news/boomers-millennials-lead-cash-rich-buyer-opportunities</link>
      <description><![CDATA[ The median down payment for a potential Gen Z homebuyer is well below the amount the three older generations are looking to make, a LendingTree study found.  ]]></description>
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      <category><![CDATA[ Housing markets ]]></category>
      <category><![CDATA[ Underwriting ]]></category>
      <category><![CDATA[ Originations  ]]></category>
      <category><![CDATA[ MARKETING TO BORROWERS ]]></category>
      <pubDate>Wed, 22 Jul 2026 10:00:00 GMT</pubDate>
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      <dc:creator>Brad Finkelstein</dc:creator>
      <dc:date>2026-07-22T10:00:00Z</dc:date>
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      <title><![CDATA[ Manual non-agency underwriting gaps in leave competitors exposed ]]></title>
      <link>https://www.nationalmortgagenews.com/news/manual-non-agency-underwriting-gaps-in-leave-competitors-exposed</link>
      <description><![CDATA[ Lenders are still sending files to their secondary market partners with missing or misplaced documents, affecting how the collateral is viewed and priced.  ]]></description>
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      <category><![CDATA[ Secondary markets ]]></category>
      <category><![CDATA[ Securitization ]]></category>
      <category><![CDATA[ Underwriting ]]></category>
      <category><![CDATA[ Non-QM ]]></category>
      <pubDate>Wed, 22 Jul 2026 10:00:00 GMT</pubDate>
      <guid isPermaLink="false">0000019f-8612-dd27-abff-d7ba1df10000</guid>
      <dc:creator>Brad Finkelstein</dc:creator>
      <dc:date>2026-07-22T10:00:00Z</dc:date>
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      <title><![CDATA[ J.P. Morgan's prime mortgages raise $336.5 million in RMBS  ]]></title>
      <link>https://www.nationalmortgagenews.com/news/j-p-morgans-prime-mortgages-raise-336-5-million-in-rmbs</link>
      <description><![CDATA[ Almost one third of borrowers in the pool, 26.3%, are self-employed, with a non-zero weighted average (WA) average income of $832,522, and $666,211 in liquid reserves.  ]]></description>
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      <category><![CDATA[ J.P. Morgan Securities ]]></category>
      <pubDate>Wed, 22 Jul 2026 01:48:34 GMT</pubDate>
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      <dc:creator>Donna M. Mitchell</dc:creator>
      <dc:date>2026-07-22T01:48:34Z</dc:date>
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      <title><![CDATA[ Republicans tout Federal Home Loan Banks' liquidity role ]]></title>
      <link>https://www.nationalmortgagenews.com/news/republicans-tout-federal-home-loan-banks-liquidity-role</link>
      <description><![CDATA[ House Republicans floated discussion legislative drafts aimed, in part, at strengthening the Federal Home Loan Banks' role providing liquidity to the financial system.  ]]></description>
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      <category><![CDATA[ Liquidity ]]></category>
      <category><![CDATA[ Affordable housing ]]></category>
      <category><![CDATA[ Politics and policy ]]></category>
      <category><![CDATA[ Risk ]]></category>
      <category><![CDATA[ Political Risk ]]></category>
      <pubDate>Tue, 21 Jul 2026 21:42:15 GMT</pubDate>
      <guid isPermaLink="false">0000019f-869d-d009-afdf-879f662c0001</guid>
      <dc:creator>Claire Williams</dc:creator>
      <dc:date>2026-07-21T21:42:15Z</dc:date>
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      <title><![CDATA[ Mortgage lenders slow to deploy AI, despite being a priority ]]></title>
      <link>https://www.nationalmortgagenews.com/news/mortgage-lenders-slow-to-deploy-ai-despite-being-a-priority</link>
      <description><![CDATA[ More than 80% of lenders are evaluating AI tools across their businesses, yet only 17% have deployed the technology in live production workflows.  ]]></description>
      <category><![CDATA[ Artificial Intelligence ]]></category>
      <category><![CDATA[ Mortgage technology ]]></category>
      <category><![CDATA[ Housing markets ]]></category>
      <category><![CDATA[ Industry News ]]></category>
      <pubDate>Tue, 21 Jul 2026 21:27:37 GMT</pubDate>
      <guid isPermaLink="false">0000019f-8690-d009-afdf-8797856c0001</guid>
      <dc:creator>Colin McNamara</dc:creator>
      <dc:date>2026-07-21T21:27:37Z</dc:date>
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