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    <title>The Latest</title>
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    <description>The Latest</description>
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    <pubDate>Fri, 25 Sep 2026 12:52:25 GMT</pubDate>
    <dc:date>2026-09-25T12:52:25Z</dc:date>
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    <item>
      <title><![CDATA[ House Dems seek extended comment period on Trump CRA rewrite ]]></title>
      <link>https://www.nationalmortgagenews.com/news/house-dems-seek-extended-comment-period-on-trump-cra-rewrite</link>
      <description><![CDATA[ House Democrats on the Financial Services Committee said the more than 400-page Community Reinvestment Act proposal warrants more time for review, given its sweeping implications for community development and bank lending.  ]]></description>
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      <category><![CDATA[ CRA ]]></category>
      <category><![CDATA[ Regulation and compliance ]]></category>
      <category><![CDATA[ Risk ]]></category>
      <category><![CDATA[ Compliance Risk ]]></category>
      <category><![CDATA[ Politics and policy ]]></category>
      <pubDate>Fri, 25 Sep 2026 12:52:25 GMT</pubDate>
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      <dc:creator>Ebrima Santos Sanneh</dc:creator>
      <dc:date>2026-09-25T12:52:25Z</dc:date>
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      <title><![CDATA[ Judge sides with UWM in tossing employees' 401(k) lawsuit ]]></title>
      <link>https://www.nationalmortgagenews.com/news/judge-sides-with-uwm-in-tossing-employees-401k-lawsuit</link>
      <description><![CDATA[ A judge found United Wholesale Mortgage did not break the law in its handling of the retirement plan, which ex-workers say cost them a collective $1.8 million.  ]]></description>
      <category><![CDATA[ Law and legal issues ]]></category>
      <category><![CDATA[ CAREER & COMPENSATION ]]></category>
      <pubDate>Fri, 25 Sep 2026 10:00:00 GMT</pubDate>
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      <dc:creator>Andrew Martinez</dc:creator>
      <dc:date>2026-09-25T10:00:00Z</dc:date>
    </item>
    <item>
      <title><![CDATA[ 7% rates? New tech helps LOs pivot to DSCR investor loans ]]></title>
      <link>https://www.nationalmortgagenews.com/news/7-rates-new-tech-helps-los-pivot-to-dscr-investor-loans</link>
      <description><![CDATA[ New enhancements in business purpose lending by lenders and vendors could help originators looking for new business as conforming rates keep rising.  ]]></description>
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      <category><![CDATA[ LOAN PRODUCTS ]]></category>
      <category><![CDATA[ Originations  ]]></category>
      <category><![CDATA[ Underwriting ]]></category>
      <category><![CDATA[ Mortgage technology ]]></category>
      <category><![CDATA[ Marketing ]]></category>
      <pubDate>Fri, 25 Sep 2026 10:00:00 GMT</pubDate>
      <guid isPermaLink="false">000001a0-d54b-d3e9-afa8-f75b2f120001</guid>
      <dc:creator>Brad Finkelstein</dc:creator>
      <dc:date>2026-09-25T10:00:00Z</dc:date>
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    <item>
      <title><![CDATA[ What long-end crowding on the yield curve means for the Fed ]]></title>
      <link>https://www.nationalmortgagenews.com/news/what-long-end-crowding-on-the-yield-curve-means-for-the-fed</link>
      <description><![CDATA[ As tech firms increasingly rely on debt to build out their artificial intelligence buildouts, long-dated U.S. Treasuries are facing heightened competition.  ]]></description>
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      <category><![CDATA[ Economic indicators ]]></category>
      <category><![CDATA[ Federal Reserve ]]></category>
      <category><![CDATA[ Monetary policy ]]></category>
      <pubDate>Fri, 25 Sep 2026 10:00:00 GMT</pubDate>
      <guid isPermaLink="false">000001a0-d61b-d1d9-a9f8-df1bfca60001</guid>
      <dc:creator>Kyle Campbell</dc:creator>
      <dc:date>2026-09-25T10:00:00Z</dc:date>
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      <title><![CDATA[ How Chase, BofA, Wells are luring borrowers in a 7% market ]]></title>
      <link>https://www.nationalmortgagenews.com/news/how-chase-bofa-wells-are-luring-borrowers-in-a-7-market</link>
      <description><![CDATA[ Chase Home Lending announced a limited-time rate sale, while Citizens Bank and Bank of America are focused on building up affordability programs.  ]]></description>
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      <category><![CDATA[ Mortgages ]]></category>
      <category><![CDATA[ Originations  ]]></category>
      <category><![CDATA[ Consumer banking ]]></category>
      <pubDate>Fri, 25 Sep 2026 10:00:00 GMT</pubDate>
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      <dc:creator>Colin McNamara</dc:creator>
      <dc:date>2026-09-25T10:00:00Z</dc:date>
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      <title><![CDATA[ Bond selloff deepens after 30-year yield hits highest since 2004 ]]></title>
      <link>https://www.nationalmortgagenews.com/articles/bond-selloff-deepens-after-30-year-yield-hits-highest-since-2004</link>
      <description><![CDATA[ A fresh jump in oil prices on Thursday lifted five- to 30-year Treasury yields to new multiyear highs, with the 30-year rising to levels just shy of 5.5%, the highest since 2004.  ]]></description>
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      <category><![CDATA[ Treasurys ]]></category>
      <category><![CDATA[ Mortgage rates ]]></category>
      <pubDate>Thu, 24 Sep 2026 22:29:45 GMT</pubDate>
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      <dc:date>2026-09-24T22:29:45Z</dc:date>
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      <title><![CDATA[ HouseCanary files bankruptcy to collect $260 million from Rocket ]]></title>
      <link>https://www.nationalmortgagenews.com/articles/housecanary-files-bankruptcy-to-collect-260-million-from-rocket</link>
      <description><![CDATA[ Property data provider HouseCanary Inc. filed for bankruptcy to buy time to collect more than $260 million from affiliates of Rocket Mortgage, which were accused of stealing a computer model used to quickly value homes.  ]]></description>
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      <category><![CDATA[ Bankruptcy ]]></category>
      <category><![CDATA[ Law and legal issues ]]></category>
      <category><![CDATA[ Industry News ]]></category>
      <pubDate>Thu, 24 Sep 2026 20:58:47 GMT</pubDate>
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      <dc:date>2026-09-24T20:58:47Z</dc:date>
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      <title><![CDATA[ Agentic AI move slashes lender implementation time: Polly ]]></title>
      <link>https://www.nationalmortgagenews.com/news/agentic-ai-move-slashes-lender-implementation-time-polly</link>
      <description><![CDATA[ The compressed timeline could address a key challenge mortgage companies face when considering changing vendors.  ]]></description>
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      <category><![CDATA[ Artificial Intelligence ]]></category>
      <category><![CDATA[ Mortgage technology ]]></category>
      <category><![CDATA[ Capital markets ]]></category>
      <pubDate>Thu, 24 Sep 2026 18:34:45 GMT</pubDate>
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      <dc:creator>Bonnie Sinnock</dc:creator>
      <dc:date>2026-09-24T18:34:45Z</dc:date>
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      <title><![CDATA[ State arrears show need to manage niche servicing: Cotality ]]></title>
      <link>https://www.nationalmortgagenews.com/news/state-arrears-show-need-to-manage-niche-servicing-cotality</link>
      <description><![CDATA[ A new report reveals the toll delinquency runups took on two states with FHA concentrations, and ways mortgage companies can reduce these types of concerns.  ]]></description>
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      <category><![CDATA[ Servicing ]]></category>
      <category><![CDATA[ Distressed ]]></category>
      <pubDate>Thu, 24 Sep 2026 17:32:19 GMT</pubDate>
      <guid isPermaLink="false">000001a0-d473-d88f-a1f5-de7fe3740001</guid>
      <dc:creator>Bonnie Sinnock</dc:creator>
      <dc:date>2026-09-24T17:32:19Z</dc:date>
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      <title><![CDATA[ ARM demand rises as buyers pivot from high fixed rates ]]></title>
      <link>https://www.nationalmortgagenews.com/news/arm-demand-rises-as-buyers-pivot-from-high-fixed-rates</link>
      <description><![CDATA[ Freddie's 30-year hit 7.03%, first above 7% since Jan. 2025, as 10-year yield tops 5.1%. ARM share jumped to 9.8%; lenders should pitch ARMs to keep payment-sensitive buyers.  ]]></description>
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      <category><![CDATA[ Mortgage rates ]]></category>
      <category><![CDATA[ Originations  ]]></category>
      <category><![CDATA[ Economy ]]></category>
      <category><![CDATA[ MARKETING TO BORROWERS ]]></category>
      <pubDate>Thu, 24 Sep 2026 17:17:48 GMT</pubDate>
      <guid isPermaLink="false">000001a0-d462-d513-a5b9-d6f6ed8f0001</guid>
      <dc:creator>Brad Finkelstein</dc:creator>
      <dc:date>2026-09-24T17:17:48Z</dc:date>
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