Replies to our latest survey question are running nearly 2-to-1 in favor of the idea that the Federal Reserve Board should establish an ability-to-repay standard for subprime mortgages.As of midday Friday, the tally stood at 154 yeas and 82 nays. To go to the survey, see the left column of the NMN home page.

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Authoritative analysis and perspective for every segment of the mortgage industry