Posted By D. McKinney Thursday, October 19 2017 at 10:27 AM If, as Mr. Cordray argues, so many banks operate without mandatory arbitration clauses, why does the CFPB feel compelled to impose itself on a functioning market? By his own admission, consumers have many options if they'd rather not do business with a bank that insists on arbitration. So why not let wary buyers look out for themselves? Might it be because some of the most generous contributors to Mr. Cordray's political party happen to be class-action lawyers? -Darren McKinney, ATRA Posted By WayneAbernathy Thursday, October 19 2017 at 9:50 AM Kind of refreshing to see this public debate, focusing on data and issues. This has been civil, void of any ad hominem comments. A good discussion of facts and data and the policy implications as each sees them. Nothing wrong with that.