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    <title>The Latest</title>
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    <description>The Latest</description>
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    <pubDate>Tue, 12 May 2026 19:36:23 GMT</pubDate>
    <dc:date>2026-05-12T19:36:23Z</dc:date>
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    <item>
      <title><![CDATA[ Mortgage credit availability drops for first time this year ]]></title>
      <link>https://www.nationalmortgagenews.com/news/mortgage-credit-availability-drops-for-first-time-this-year</link>
      <description><![CDATA[ The Mortgage Bankers Association's Mortgage Credit Availability Index declined 0.4% to 107.9 in April after reaching a three-year high in March.  ]]></description>
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      <category><![CDATA[ Originations  ]]></category>
      <category><![CDATA[ LOAN PRODUCTS ]]></category>
      <category><![CDATA[ Underwriting ]]></category>
      <pubDate>Tue, 12 May 2026 19:36:23 GMT</pubDate>
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      <dc:creator>Colin McNamara</dc:creator>
      <dc:date>2026-05-12T19:36:23Z</dc:date>
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    <item>
      <title><![CDATA[ Figure drops hints of future mortgage product ]]></title>
      <link>https://www.nationalmortgagenews.com/news/figure-drops-hints-of-future-mortgage-product</link>
      <description><![CDATA[ The blockchain-backed loan marketplace said it sees interest for purchase mortgages coming from existing partners after it reported a profitable start to 2026.  ]]></description>
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      <category><![CDATA[ Earnings ]]></category>
      <category><![CDATA[ Originations  ]]></category>
      <category><![CDATA[ Industry News ]]></category>
      <category><![CDATA[ Mortgage technology ]]></category>
      <category><![CDATA[ LOAN PRODUCTS ]]></category>
      <pubDate>Tue, 12 May 2026 18:56:46 GMT</pubDate>
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      <dc:creator>Spencer Lee</dc:creator>
      <dc:date>2026-05-12T18:56:46Z</dc:date>
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      <title><![CDATA[ Mortgage rate locks sink after previous month's surge ]]></title>
      <link>https://www.nationalmortgagenews.com/news/mortgage-rate-locks-sink-after-previous-months-surge</link>
      <description><![CDATA[ Rate-and-term refinances dropped sharply in the short run but the overall number's comparison to a year ago is a different story, according to Optimal Blue.  ]]></description>
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      <category><![CDATA[ Originations  ]]></category>
      <category><![CDATA[ Secondary markets ]]></category>
      <category><![CDATA[ Capital markets ]]></category>
      <category><![CDATA[ Mortgage technology ]]></category>
      <category><![CDATA[ Mortgage rates ]]></category>
      <pubDate>Tue, 12 May 2026 18:46:12 GMT</pubDate>
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      <dc:creator>Bonnie Sinnock</dc:creator>
      <dc:date>2026-05-12T18:46:12Z</dc:date>
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      <title><![CDATA[ Mortgage insurers end 1Q26 below expectations for volume ]]></title>
      <link>https://www.nationalmortgagenews.com/news/mortgage-insurers-end-1q26-below-expectations-for-volume</link>
      <description><![CDATA[ Although posting lower volume than in the fourth quarter, all six active underwriters remained profitable, even with borrowers facing economic turbulence.  ]]></description>
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      <category><![CDATA[ PMI ]]></category>
      <category><![CDATA[ Mortgage insurance ]]></category>
      <category><![CDATA[ Earnings ]]></category>
      <category><![CDATA[ Underwriting ]]></category>
      <category><![CDATA[ Distressed ]]></category>
      <category><![CDATA[ Secondary markets ]]></category>
      <pubDate>Tue, 12 May 2026 13:57:54 GMT</pubDate>
      <guid isPermaLink="false">0000019e-1c6d-dfec-a3be-5eefa4300001</guid>
      <dc:creator>Brad Finkelstein</dc:creator>
      <dc:date>2026-05-12T13:57:54Z</dc:date>
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      <title><![CDATA[ Hotter-than-expected CPI sends yields climbing ]]></title>
      <link>https://www.nationalmortgagenews.com/opinion/hotter-than-expected-cpi-sends-yields-climbing</link>
      <description><![CDATA[ Core CPI came in above forecasts and Treasury yields surged, while copper's record-high prices add to inflation concerns, the head of correspondent business development at AD Mortgage writes.  ]]></description>
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      <category><![CDATA[ Treasurys ]]></category>
      <category><![CDATA[ Economic news ]]></category>
      <pubDate>Tue, 12 May 2026 13:39:54 GMT</pubDate>
      <guid isPermaLink="false">0000019e-1c57-da82-a7df-3cffcd1a0001</guid>
      <dc:creator>Billy Abrams</dc:creator>
      <dc:date>2026-05-12T13:39:54Z</dc:date>
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    <item>
      <title><![CDATA[ Energy shock drives consumer prices up 0.6% in April ]]></title>
      <link>https://www.nationalmortgagenews.com/news/energy-shock-drives-consumer-prices-up-0-6-in-april</link>
      <description><![CDATA[ The Consumer Price Index for April showed consumer prices rising across all categories, including food and shelter costs, and up 3.8% year-over-year. Grocery prices rose 0.7% from the month prior.  ]]></description>
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      <category><![CDATA[ Inflation ]]></category>
      <category><![CDATA[ Monetary policy ]]></category>
      <category><![CDATA[ Politics and policy ]]></category>
      <category><![CDATA[ Economy ]]></category>
      <pubDate>Tue, 12 May 2026 13:24:25 GMT</pubDate>
      <guid isPermaLink="false">0000019e-1c57-de75-a59f-5ddff1b20001</guid>
      <dc:creator>Maria Volkova</dc:creator>
      <dc:creator>Ebrima Santos Sanneh</dc:creator>
      <dc:date>2026-05-12T13:24:25Z</dc:date>
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    <item>
      <title><![CDATA[ Freedom Mortgage settles FLSA suit with call center workers ]]></title>
      <link>https://www.nationalmortgagenews.com/news/freedom-mortgage-settles-flsa-suit-with-call-center-workers</link>
      <description><![CDATA[ Employees say they worked unpaid overtime by frequently logging into numerous software before clocking in, to answer calls immediately upon their shift starting.  ]]></description>
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      <category><![CDATA[ Law and legal issues ]]></category>
      <category><![CDATA[ CAREER & COMPENSATION ]]></category>
      <pubDate>Tue, 12 May 2026 10:00:00 GMT</pubDate>
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      <dc:creator>Andrew Martinez</dc:creator>
      <dc:date>2026-05-12T10:00:00Z</dc:date>
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    <item>
      <title><![CDATA[ Why banks are betting on mortgages again  ]]></title>
      <link>https://www.nationalmortgagenews.com/news/why-banks-are-betting-on-mortgages-again</link>
      <description><![CDATA[ Regulatory proposals are boosting interest for banks to grow in mortgage, but sustainability demands deliberate, rather than reactive, strategy, experts say.  ]]></description>
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      <category><![CDATA[ Regulation and compliance ]]></category>
      <category><![CDATA[ Industry News ]]></category>
      <category><![CDATA[ Originations  ]]></category>
      <category><![CDATA[ Consumer banking ]]></category>
      <category><![CDATA[ Mortgages ]]></category>
      <pubDate>Tue, 12 May 2026 10:00:00 GMT</pubDate>
      <guid isPermaLink="false">0000019e-18d7-d0d0-a5ff-7ef7dd420001</guid>
      <dc:creator>Spencer Lee</dc:creator>
      <dc:creator>Brad Finkelstein</dc:creator>
      <dc:date>2026-05-12T10:00:00Z</dc:date>
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    <item>
      <title><![CDATA[ Dream Finders goes hostile in Beazer takeover bid ]]></title>
      <link>https://www.nationalmortgagenews.com/news/dream-finders-goes-hostile-in-beazer-takeover-bid</link>
      <description><![CDATA[ Dream Finders Homes made its intentions public in an effort to push for shareholder approval following Beazer's rejection of two prior offers.  ]]></description>
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      <category><![CDATA[ Homebuilders ]]></category>
      <category><![CDATA[ REALTORS & HOMEBUILDERS ]]></category>
      <category><![CDATA[ M&A ]]></category>
      <pubDate>Mon, 11 May 2026 20:09:15 GMT</pubDate>
      <guid isPermaLink="false">0000019e-1899-d688-adde-fefb1ab90001</guid>
      <dc:creator>Spencer Lee</dc:creator>
      <dc:date>2026-05-11T20:09:15Z</dc:date>
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    <item>
      <title><![CDATA[ Rising energy costs may squeeze families, but not the economy ]]></title>
      <link>https://www.nationalmortgagenews.com/news/rising-energy-costs-may-squeeze-families-but-not-the-economy</link>
      <description><![CDATA[ Market watchers say that the economy as a whole is holding up under higher energy prices and do not expect a recession. Even so, observers are watching financial markets and consumer spending for signs that inflation expectations are taking hold.  ]]></description>
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      <category><![CDATA[ Politics and policy ]]></category>
      <category><![CDATA[ Federal Reserve ]]></category>
      <category><![CDATA[ Monetary policy ]]></category>
      <category><![CDATA[ Trump administration ]]></category>
      <pubDate>Mon, 11 May 2026 20:00:31 GMT</pubDate>
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      <dc:creator>Maria Volkova</dc:creator>
      <dc:date>2026-05-11T20:00:31Z</dc:date>
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