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    <pubDate>Fri, 26 Jun 2026 21:02:38 GMT</pubDate>
    <dc:date>2026-06-26T21:02:38Z</dc:date>
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      <title><![CDATA[ Clash of titans: GSIB proposal pits megabank against megabank ]]></title>
      <link>https://www.nationalmortgagenews.com/news/clash-of-titans-gsib-proposal-pits-megabank-against-megabank</link>
      <description><![CDATA[ JPMorganChase and Bank of America raised concerns about the proposed removal of risk-weighted assets from the denominator of the short-term wholesale funding component of the GSIB surcharge — changes backed by Goldman Sachs and Morgan Stanley.  ]]></description>
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      <category><![CDATA[ Minimum capital requirements  ]]></category>
      <category><![CDATA[ GSIBs ]]></category>
      <category><![CDATA[ Basel ]]></category>
      <category><![CDATA[ Regulation and compliance ]]></category>
      <category><![CDATA[ Risk ]]></category>
      <category><![CDATA[ Compliance Risk ]]></category>
      <pubDate>Fri, 26 Jun 2026 21:02:38 GMT</pubDate>
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      <dc:creator>Maria Volkova</dc:creator>
      <dc:date>2026-06-26T21:02:38Z</dc:date>
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      <title><![CDATA[ Housing bill expected to become law — sooner or later ]]></title>
      <link>https://www.nationalmortgagenews.com/news/housing-bill-expected-to-become-law-sooner-or-later</link>
      <description><![CDATA[ House Speaker Mike Johnson, R-La., reportedly plans to send the recently passed housing bill to the White House on Monday, starting a 10-day clock for the president to sign the bill.  ]]></description>
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      <category><![CDATA[ Politics and policy ]]></category>
      <category><![CDATA[ Risk ]]></category>
      <category><![CDATA[ Political Risk ]]></category>
      <pubDate>Fri, 26 Jun 2026 20:55:59 GMT</pubDate>
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      <dc:creator>John Heltman</dc:creator>
      <dc:date>2026-06-26T20:55:59Z</dc:date>
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      <title><![CDATA[ Delinquencies rose in May, but don't panic, ICE says ]]></title>
      <link>https://www.nationalmortgagenews.com/news/delinquencies-rose-in-may-but-dont-panic-ice-says</link>
      <description><![CDATA[ The national delinquency rate rose 15 basis points to 3.5% last month due to a calendar anomaly, marking a 4.5% month-over-month incline and 9.4% annual change.  ]]></description>
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      <category><![CDATA[ Servicing ]]></category>
      <category><![CDATA[ Distressed ]]></category>
      <category><![CDATA[ Foreclosures ]]></category>
      <category><![CDATA[ Housing markets ]]></category>
      <pubDate>Fri, 26 Jun 2026 20:32:51 GMT</pubDate>
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      <dc:creator>Colin McNamara</dc:creator>
      <dc:date>2026-06-26T20:32:51Z</dc:date>
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      <title><![CDATA[ AI roundup: 16 mortgage tech updates lenders should know ]]></title>
      <link>https://www.nationalmortgagenews.com/list/ai-roundup-16-mortgage-tech-updates-lenders-should-know</link>
      <description><![CDATA[ ICE launched a fraud detection tool for underwriters, Newrez partnered with Matic and Rate announced a free home equity monitoring tool this month.  ]]></description>
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      <category><![CDATA[ Mortgage technology ]]></category>
      <category><![CDATA[ Artificial Intelligence ]]></category>
      <category><![CDATA[ Appraisals ]]></category>
      <category><![CDATA[ Underwriting ]]></category>
      <pubDate>Fri, 26 Jun 2026 20:23:28 GMT</pubDate>
      <guid isPermaLink="false">0000019f-0535-d775-a9bf-1f35e5f30000</guid>
      <dc:creator>Colin McNamara</dc:creator>
      <dc:date>2026-06-26T20:23:28Z</dc:date>
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      <title><![CDATA[ Nonbank servicers face new compliance demands in Rhode Island ]]></title>
      <link>https://www.nationalmortgagenews.com/news/nonbank-servicers-face-new-compliance-demands-in-rhode-island</link>
      <description><![CDATA[ Nearly one-third of states now have official nonbank standards for liquidity, capital and corporate governance that firms over a certain threshold must meet.  ]]></description>
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      <pubDate>Fri, 26 Jun 2026 18:25:54 GMT</pubDate>
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      <dc:creator>Bonnie Sinnock</dc:creator>
      <dc:date>2026-06-26T18:25:54Z</dc:date>
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      <title><![CDATA[ UWM upgraded by KBW despite mounting leverage concerns ]]></title>
      <link>https://www.nationalmortgagenews.com/news/uwm-upgraded-by-kbw-despite-mounting-leverage-concerns</link>
      <description><![CDATA[ KBW now rates UWM as outperform, and BTIG calls the stock a buy, but both cite high leverage levels and industry macro trends depressing its stock price.  ]]></description>
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      <category><![CDATA[ UWM ]]></category>
      <category><![CDATA[ Mortgage rates ]]></category>
      <category><![CDATA[ Servicing ]]></category>
      <category><![CDATA[ PMI ]]></category>
      <category><![CDATA[ Earnings ]]></category>
      <pubDate>Fri, 26 Jun 2026 17:23:17 GMT</pubDate>
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      <dc:creator>Brad Finkelstein</dc:creator>
      <dc:date>2026-06-26T17:23:17Z</dc:date>
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      <title><![CDATA[ SitusAMC agrees to $5.3 million settlement over data breach ]]></title>
      <link>https://www.nationalmortgagenews.com/news/situsamc-agrees-to-5-3-million-settlement-over-data-breach</link>
      <description><![CDATA[ If approved, the deal can provide relief for the approximately 662,000 individuals affected by an incident at the mortgage vendor last November.  ]]></description>
      <category><![CDATA[ Cyber Security ]]></category>
      <category><![CDATA[ Fraud ]]></category>
      <category><![CDATA[ Law and legal issues ]]></category>
      <category><![CDATA[ Mortgage technology ]]></category>
      <pubDate>Fri, 26 Jun 2026 16:36:06 GMT</pubDate>
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      <dc:creator>Andrew Martinez</dc:creator>
      <dc:date>2026-06-26T16:36:06Z</dc:date>
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      <title><![CDATA[ Uninsured homes in flood-prone areas pose growing credit risk   ]]></title>
      <link>https://www.nationalmortgagenews.com/news/uninsured-homes-in-flood-prone-areas-pose-growing-credit-risk</link>
      <description><![CDATA[ Properties outside of the 100-year flood zone exposed to $375 billion to $1 trillion in losses, Moodys reports  ]]></description>
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      <category><![CDATA[ Flood insurance ]]></category>
      <category><![CDATA[ Homeowners insurance ]]></category>
      <category><![CDATA[ Servicing ]]></category>
      <pubDate>Fri, 26 Jun 2026 15:22:54 GMT</pubDate>
      <guid isPermaLink="false">0000019f-047f-d775-a9bf-1e7f9c040000</guid>
      <dc:creator>Nazeefa Ahmed</dc:creator>
      <dc:date>2026-06-26T15:22:54Z</dc:date>
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      <title><![CDATA[ New bill calls for GSEs to buy and securitize construction loans ]]></title>
      <link>https://www.nationalmortgagenews.com/articles/new-bill-calls-for-gses-to-buy-and-securitize-construction-loans</link>
      <description><![CDATA[ The bill was one of three filed on Thursday aimed at reforming the two government-sponsored enterprises, all of them from Representative Scott Fitzgerald, a Wisconsin Republican.  ]]></description>
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      <category><![CDATA[ Secondary markets ]]></category>
      <pubDate>Fri, 26 Jun 2026 15:04:37 GMT</pubDate>
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      <dc:date>2026-06-26T15:04:37Z</dc:date>
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      <title><![CDATA[ Non-QM check: How vintage risk is reshaping DSCR underwriting ]]></title>
      <link>https://www.nationalmortgagenews.com/news/non-qm-check-how-vintage-risk-is-reshaping-dscr-underwriting</link>
      <description><![CDATA[ DSCR loans once allowed coverage ratios as low as 0.65, but 2023-24 vintage stress is pushing lenders toward stricter underwriting and interest-only structures.  ]]></description>
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      <category><![CDATA[ Securitization ]]></category>
      <category><![CDATA[ Underwriting ]]></category>
      <pubDate>Fri, 26 Jun 2026 10:00:00 GMT</pubDate>
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      <dc:creator>Brad Finkelstein</dc:creator>
      <dc:date>2026-06-26T10:00:00Z</dc:date>
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