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    <pubDate>Thu, 06 Aug 2026 15:00:00 GMT</pubDate>
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      <title><![CDATA[ AI models drift. Do mortgage companies understand the risk? ]]></title>
      <link>https://www.nationalmortgagenews.com/news/ai-models-drift-do-mortgage-companies-understand-the-risk</link>
      <description><![CDATA[ As generative and agentic AI gain traction, the possibility of model drift grows, with consequences ranging from poor loan decisions to reputational hits.  ]]></description>
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      <category><![CDATA[ Data modeling ]]></category>
      <category><![CDATA[ Artificial Intelligence ]]></category>
      <category><![CDATA[ Risk ]]></category>
      <pubDate>Thu, 06 Aug 2026 15:00:00 GMT</pubDate>
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      <dc:creator>Spencer Lee</dc:creator>
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      <title><![CDATA[ Everything is random: Why history’s overrated for risk management ]]></title>
      <link>https://www.nationalmortgagenews.com/opinion/everything-is-random-why-historys-overrated-for-risk-management</link>
      <description><![CDATA[ Using historical patterns to predict the next financial success or crisis seems rational. But beware the human psyche’s tendency to concoct order out of randomness.  ]]></description>
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      <category><![CDATA[ Risk management ]]></category>
      <category><![CDATA[ Predictive modeling ]]></category>
      <category><![CDATA[ Data quality ]]></category>
      <pubDate>Tue, 08 Aug 2017 19:21:40 GMT</pubDate>
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      <dc:creator>Andrew Waxman</dc:creator>
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