Richard Christopher Whalen

Senior Managing Director

Kroll Bond Rating Agency

Christopher is an investment banker and author who lives in New York Cit . He is Senior Managing Director and Head of Research at Kroll Bond Ratings Agency . Over the past three decades, he has wo rked for financial firms such as Bear, Stearns & Co., Prudential Securities, Tangent Capital Partners and Carrington . He was a co-founder and principal of Institutional Risk Analytics from 2003 through 2013, when the firm was acquired by Total Bank Solutions.

Christopher is the author of the December 2010 book, "Inflated: How Money and Debt Built the American Dream," now in a second printing from John Wiley & Sons. He is completing a new book co-authored with Frederick Feldkamp entitled “Financial Stability: Fraud, Con fidence & the Wealth of Nations” scheduled to be published by John Wiley & Sons in the second half of 2014.

Christopher is a member of the Advisory Board of Weiss Residential Research in Natick, MA He is a fellow of the Networks Financial Institute at Indiana State University. Christopher is a member of the Finance Department Advisory Council at the Villanova School of Business and a member of the Economic Advisory Committee of the Financial Industry Regulatory Authority (FINRA).

Christopher is a member of the National Association of Business Economists. He is a member of Professional Risk Managers International Association and was regional director of PRMIA’s Washington DC chapter from 2006 through January 2010.

Christopher currently writes a twice weekly column, Washington & Wall Street, on the Breitbart News web site . He also contributes articles to Zero Hedge, American Banker, Housing Wire and The National Interest. Christopher has testified before Congress , the Securities and Exchange Commission and Federal Deposit Insurance Corporation on a range of financial, economic and political issues . He appears regularly in such media outlets as CNBC, Bloomberg, Fox News and Business News Network. He is active in social media under the Twitter handle “rcwhalen”.