White House pushes surprise Fannie, Freddie reform plan, but is it workable?

The plan would end the GSE conservatorships and create an explicit federal guarantee, but it's unclear if even other parts of the Trump administration support it.

White Paper 5 traits that define superior loan teams: How top producers outpace their peers

Mortgage teams aren’t created equal. So, how do top loan teams outpace their peers? The answer may surprise you.

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Mortgages May 25
Another judge says CFPB structure is unconstitutional

The Consumer Financial Protection Bureau's structure is an infringement on the authority of the executive branch, a New York federal judge said Thursday.

Enforcement actions Kate Berry June 21
Average wages are too low to buy a home in 75% of housing markets

With affordability down to its lowest level in nearly 10 years, average wages aren't enough to afford a home in 75% of local housing markets, according to Attom Data Solutions.

Home prices Elina Tarkazikis June 21
12 most competitive housing markets for mortgage lenders

Here's a look at the 12 housing markets where mortgage lenders have to compete the most for borrowers' business.

Housing market Elina Tarkazikis June 21

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2018 Top Producers

10 top priorities for successful loan officers

From first-time homebuyers and real estate referrals to digital mortgages and back office execution, here's a look at the biggest concerns and highest priorities of the country's most successful loan officers.

Top Producers Austin Kilgore April 17
2018 Top Producers Nos. 1-400

NMN is pleased to present the results of the 2018 Top Producers Rankings.

Top Producers Austin Kilgore April 16
2018 Top Producers

The National Mortgage News 2018 Top Producers program recognizes the nation's best mortgage loan officers and identifies the key market developments, business practices and priorities that define their careers.

Top Producers Austin Kilgore

The Latest

People on the move: June 22

Mortgage industry hiring and new job appointments for the week ending June 22.

Career moves Glenn McCullom 13m ago

Career moves Glenn McCullom 13m ago
New commissioner, same uncertainty about FHA premiums

Some continue to doubt there will be a premium cut, while others say there's no telling which way Brian Montgomery will go.

FHA Hannah Lang June 21

FHA Hannah Lang June 21
$10B package of Fannie and Freddie MSRs goes up for bid

Incenter Mortgage Advisors is facilitating the sale of more than $10 billion in mortgage servicing rights tied to Fannie Mae and Freddie Mac loans originated by mortgage brokers.

MSR Bonnie Sinnock June 21

MSR Bonnie Sinnock June 21
Average mortgage rates retreat despite Fed hike

Mortgage rates slid over the past week and have now declined in three of the past four weeks, according to Freddie Mac.

Mortgage rates forecast June 21

Mortgage rates forecast June 21
HUD taking a closer look at 'disparate impact' rule

Courts have validated the legal theory behind punishing lenders for unintentional discrimination, but the Trump administration has shown interest in revising the Obama-era policy.

Redlining Hannah Lang June 20

Redlining Hannah Lang June 20
Walker & Dunlop tackling affordable housing with Freddie SFR pilot

Walker & Dunlop has been approved as a seller and servicer under Freddie Mac's Affordable Single-Family Rental pilot program, allowing the company to focus on middle markets.

Affordable housing Elina Tarkazikis June 20

Affordable housing Elina Tarkazikis June 20
Mortgage application activity rises as rates end the week mixed

Mortgage application activity increased 5.1%, rising for the second time in the past three weeks, according to the Mortgage Bankers Association.

Mortgage applications Glenn McCullom June 20

Mortgage applications Glenn McCullom June 20

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Voices

Digital mortgage era requires new approach to tech collaboration

Henry Cason
Senior Vice President and Head of Digital Products
Fannie Mae

To make its technology more relevant to the mortgage industry, Fannie Mae is taking a new approach to developing tools that engages lenders earlier in the process and makes lending more efficient.

Digital mortgages May 29
HMDA measure in reg relief bill is misunderstood

Patricia Mitchell
Executive Vice president of Strategic Programs
Industrial Bank

A provision to remove new mortgage recordkeeping requirements would help overburdened community banks lend without disrupting data collection that is used to police discrimination.

HMDA May 18
Expanded reporting for ‘credit invisibles’ could do more harm than good

Patrick Cicero
Executive Director
Pennsylvania Utility Law Project

Supporters say pending legislation would help consumers with little or no credit history. But the bill would instead roll back key consumer protections.

Credit scores May 17
Mortgage compliance is about more than keeping regulators happy

Brian Fitzpatrick
CEO
LoanLogics

Demands for loan quality aren't just coming from regulators and the government-sponsored enterprises. Secondary market partners and investors don't want to be left holding the bag if loans that lenders create have quality issues.

Compliance May 4

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Multimedia

12 most competitive housing markets for mortgage lenders

Here's a look at the 12 housing markets where mortgage lenders have to compete the most for borrowers' business.

12 overvalued real estate markets in danger of a housing bubble

More than half of the country's top housing markets are considered overvalued. Here's a look at the 12 cities where this trend is the most severe.

12 cities with the most underwater homeowners

While the rate of underwater borrowers continues to decline, many cities still struggle with a deluge of homeowners with so little equity that they have limited incentive or ability to put their homes on the market.

12 best cities for housing market purchasing power

From D.C. to Chicago, here's a look at the 12 cities where homebuyers are getting the best bang for their housing buck.

9 provisions of reg relief law important to small banks

As President Trump signed the regulatory relief bill into law on Thursday, most of the attention was on a provision to help regional banks with more than $50 billion of assets. But a majority of the new law is aimed at helping institutions below $10 billion. Here's how.

Resources

Web Seminar How to handle a housing bubble

Home prices soaring faster than wages. Speculative buyers. Looser mortgage underwriting and heavier consumer debt loads. Deregulation.

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Web Seminar New ways to build mortgage business

The millennials that now dominate the workforce.

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Video Compliance Keeper: Alleviate regulatory compliance risk

Introducing your simple, streamlined financial services compliance management solution. This cloud-based solution alleviates issues regularly plaguing compliance officers, such as tracking loan officer’s completed pre-licensing and continuing education courses, compliance report generation, and assessing company risk and liability.

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Compliance June 1
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