CFPB’s Mulvaney plots HMDA rollback, but it may not matter

Lenders would have a lighter data-reporting burden, but they may end up deciding to collect the data anyway.

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Freddie Mac increases its 2018 mortgage origination forecast

Freddie Mac's economists took a more bullish outlook than others on the 2018 mortgage market, raising its forecast by $30 billion citing higher-than-projected refinance activity.

Refinance Brad Finkelstein May 25
9 provisions of reg relief law important to small banks

As President Trump signed the regulatory relief bill into law, most of the attention was on a provision to help regional banks with more than $50 billion of assets. But a majority of the new law is aimed at helping institutions below $10 billion.

Regulatory relief Rob Blackwell May 24
First-time homebuyer purchases falter due to inventory shortage

The number of single-family homes purchased by first-time buyers fell year-to-year as 2018 got underway, reversing a trend in place since 2014.

First time home buyers Bonnie Sinnock May 25

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2018 Top Producers

10 top priorities for successful loan officers

From first-time homebuyers and real estate referrals to digital mortgages and back office execution, here's a look at the biggest concerns and highest priorities of the country's most successful loan officers.

Top Producers Austin Kilgore April 17
2018 Top Producers Nos. 1-400

NMN is pleased to present the results of the 2018 Top Producers Rankings.

Top Producers Austin Kilgore April 16
2018 Top Producers

The National Mortgage News 2018 Top Producers program recognizes the nation's best mortgage loan officers and identifies the key market developments, business practices and priorities that define their careers.

Top Producers Austin Kilgore

The Latest

Most lenders rely on alternative credit score data to assess risk

As mortgage lenders continue seeking ways get more trustworthy consumers into the housing market, a majority of them are utilizing alternative credit as a means of assessing borrower risk, according to Experian.

Credit scores Elina Tarkazikis May 25

Credit scores Elina Tarkazikis May 25
People on the move: May 25

Mortgage industry hiring and new job appointments for the week ending May 25.

Career moves Glenn McCullom May 25

Career moves Glenn McCullom May 25
Going above and beyond to protect you

Q&A with Art Castner, President – National General Lender Services

Mortgages February 1

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Blend adds Ellie Mae integration for digital mortgage disclosures

A new integration between Blend and Ellie Mae seeks to improve the use and accessibility of electronic mortgage documents, the latest in an ongoing industry effort to create a more simplified and consistent borrower experience.

Digital mortgages Elina Tarkazikis May 24

Digital mortgages Elina Tarkazikis May 24
It's the law: Trump signs off on reg relief bill

The industry’s biggest legislative victory in a decade made it to the finish line Thursday.

Regulatory reform Neil Haggerty May 24

Regulatory reform Neil Haggerty May 24
Average mortgage rates maintain their steady climb

Mortgage rates continued their climb this week, jumping 5 basis points to their highest level since May 2011, according to Freddie Mac.

Mortgage rates forecast Glenn McCullom May 24

Mortgage rates forecast Glenn McCullom May 24
Some low-income buyers don't prepare to get a mortgage: Fannie

A group of low- and moderate-income first-time homebuyers tracked in a Fannie Mae study did not properly prepare to get a mortgage, which created a prolonged and complicated purchase process.

First time home buyers Brad Finkelstein May 24

First time home buyers Brad Finkelstein May 24

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Voices

HMDA measure in reg relief bill is misunderstood

Patricia Mitchell
Executive Vice president of Strategic Programs
Industrial Bank

A provision to remove new mortgage recordkeeping requirements would help overburdened community banks lend without disrupting data collection that is used to police discrimination.

HMDA May 18
Expanded reporting for ‘credit invisibles’ could do more harm than good

Patrick Cicero
Executive Director
Pennsylvania Utility Law Project

Supporters say pending legislation would help consumers with little or no credit history. But the bill would instead roll back key consumer protections.

Credit scores May 17
Mortgage compliance is about more than keeping regulators happy

Brian Fitzpatrick
CEO
LoanLogics

Demands for loan quality aren't just coming from regulators and the government-sponsored enterprises. Secondary market partners and investors don't want to be left holding the bag if loans that lenders create have quality issues.

Compliance May 4
Vote to confirm Trump's FHA commissioner has been delayed too long

Peter Bell
President and CEO
National Reverse Mortgage Lenders Association

Despite having a qualified candidate ready to serve, Senate leadership on both sides of the aisle have ignored their responsibility to vote on Brian Montgomery's nomination as Federal Housing Administration commissioner.

Law and regulation May 2

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Multimedia

9 provisions of reg relief law important to small banks

As President Trump signed the regulatory relief bill into law on Thursday, most of the attention was on a provision to help regional banks with more than $50 billion of assets. But a majority of the new law is aimed at helping institutions below $10 billion. Here's how.

6 trends we learned at MBA Secondary 2018

From the latest economic news to the latest developments in digital mortgages, here's a look at six things we learned at the MBA Secondary Conference 2018.

12 housing markets where foreclosures are picking back up

Despite a national trend of declining foreclosure volume, a recent spike in foreclosure activity has created a number of hot spots in many local markets. Here's a look at the 12 cities most affected by this development.

10 secondary market abbreviations every mortgage pro must know

Test your knowledge of the secondary mortgage market with this quiz of key industry abbreviations.

From overdraft to HMDA, rulemaking has new look at Mulvaney’s CFPB

Acting CFPB Director Mick Mulvaney has dropped agency plans to crack down on overdraft programs and large marketplace lenders. Here's what else he's changing.