Attorney Shari Olefson talks about a borrowers insurance needs and rates relating to a natural disaster.

Pro Teck CEO Tom O'Grady discusses the April 2013 Home Value Forecast, featuring the Los Angeles, Atlanta and Warren, Mich. CBSAs.

California Mortgage Bankers Association Executive Director Susan Milazzo explains what the eminent domain challenges are, including legal and local economic damage.

In the second segment of the three part video series, Jonathan Weiner, vice president of research and development at Lender Processing Services, looks at the beginning of the housing recovery that occurred during 2012.

Jonathan Weiner, vice president of research and development at Lender Processing Services, explains the root causes of the housing bubble and crash.

Jay Brinkmann, chief economist and senior vice president of research and education at the Mortgage Bankers Association, explains what will impact the national housing recovery in 2013.

CMBA Executive Director Susan Milazzo explains whether a company is impacted by the California Homeowner Bill of Rights.

Tom Zimmerman, managing director of UBS Investment Bank, suggests that the housing sector improvement stems from a combination of inventory trends and the entry of large-scale investors to the housing sector and government programs.

How will AB 188, the Commercial Split-Roll Tax, affect businesses if the bill is passed?

Richard M. Bettencourt, the new government affairs chair of the National Association of Mortgage Brokers, discusses HR 1077 and other events from the group's legislative conference.

The Federal Financial Institutions Examination Council guidance is intended to help mortgage bankers understand the potential consumer compliance and operational risks associated with the use of social media in your workplace.

Herb Blecher, SVP of applied analytics at Lender Processing Services, reveals key statistics impacting the housing industry for servicers and lenders.

Susan Milazzo, executive director of the California Mortgage Bankers Association, talks about issues currently being considered in the state legislature.

Brian Coester, CEO at CoesterVMS, an appraisal management company based in Rockville, Md., discusses the factors that can make neighborhoods resistant to drops in value, adapting to today's regulatory environment, and the CFPB's impact on the mortgage industry.

The Transforming Valuations Award recognizes technology advancement in the appraisal, broker price opinion or automated valuation sectors. Learn about this year's finalists and see who won the 2012 MT Award.

National Association of Mortgage Brokers government affairs chairman John H.P. Hudson says it is time for mortgage professionals to submit comments to the Consumer Financial Protection Bureau on its ability to repay proposal.

National Association of Mortgage Brokers government affairs chairman John H.P. Hudson discusses the Department of Housing and Urban Development's Disparate Impact Rule and its effects on originators and fair lending practices.

The Synergy Award recognizes technology initiatives and alliances that encourage the integration of software and processes to promote automation, efficiency and broad mortgage industry use. Learn about this year's finalists and see who won the 2012 MT Award.

The Steve Fraser Visionary Award is a lifetime achievement award that recognizes the accomplishments of an outstanding mortgage technology innovator, visionary or evangelizer. Learn about this year's finalists and see who won the 2012 MT Award.

Executives from mortgage technology developer Ellie Mae rang the opening bell at the New York Stock Exchange, signaling the opening of the trading day on Feb. 4, 2013.