Servicing Why Do the New QM Rules Matter for Mortgage Borrowers? Published January 10, 2014 11:51 AM | Updated January 6, 2020 1:02 PM 2:18 Facebook Twitter LinkedIn Email Roelof Slump, managing director for Fitch Ratings, discusses the impact of the CFPB's new qualified qortgage rules and ability-to-repay guidelines on mortgage borrowers.