Amilda Dymi

The Home Affordable Refinancing Program is not giving perks to the right borrower.

Declines in the mortgage delinquency rates on all one-to-four unit residential loans outstanding during the first quarter add another layer of affirmation to previous data that suggest some level of market stabilization.

A top reason why borrowers continue to be intimidated by the prospect of facing their lender-servicers is fear they will be taken advantage of.

Insiders agree that certain types of solutions can serve as the best antidote to the still pervasive mortgage loan repurchase challenge.It is fueling a renewed drive to design tools that infuse all aspects of the mortgage production chain into coherent systems that are more efficient and transparent throughout the life of the loan.

Zillow Inc. is intensifying its efforts to create an untraditional media model that expands through strategic acquisitions.

A 21% year-over-year decline in the inventory of homes listed for sale by mid-May indicates many metro areas hardest hit by price declines may be recovering.

New findings show persisting foreclosure problems in the nation’s 100 largest metro areas are deteriorating for the first time in over six quarters.

Today's mortgage bankers have to accept very, very long audits as a marketplace reality. Whether they find auditors likeable and useful, on the other hand, is highly disputable.

New findings show foreclosure problems continue to plague the nation’s 100 largest metro areas.

Demand, as a rule, leads to innovative business strategies. It is pressuring specialized vendors and other third-party servicers to strategize their business improvements so they can fill the gap created by the banks.

Insiders agree that certain types of solutions can serve as an antidote to the still pervasive mortgage loan repurchase challenge.

Mergers and partnerships are driving the special servicing market expansion as some servicers exit the market or sell their mortgage servicing rights and others get into the game through new alliances.

Mixed U.S. housing metrics suggest the speed of the recovery is as crucial as the recovery itself.

Treasury’s policy director Laurie Anne Maggiano is concerned about misperceptions related to how the attorneys general servicing settlement money will affect borrowers and the marketplace over time.

Only time can tell which of the new loan solutions to the housing crisis will eventually succeed, but the search is still on. And at least one option introduced by Carpe Aquam Capital LLC of Marlton, N.J., has already earned the attention of policy makers and bankers alike.

The foreclosure crisis is loosening the traditionally strong tie homeowners have with their homes. New findings from FICO's latest quarterly survey of bank risk professionals indicate one way the slow recovery will affect distressed homeowners in 2012 is increased propensity for "strategic default."

When the topic is principal reduction the glass is either half full or half empty. Yet, if mounting pressure on government sponsored enterprises and their conservator results in a green light to writedowns on GSE loans as everyone expects, such a solution will also require the approval and financial support of the department of treasury.

Following an undercover investigation that found "disturbing evidence" of discrimination in the management of real estate owned properties in communities of color by a number of undisclosed banks the National Fair Housing Alliance has filed a federal housing discrimination complaint against Wells Fargo & Co. and Wells Fargo Bank, N.A.

The National Fair Housing Alliance is putting the final touches to legal complaints against several undisclosed banks with very large foreclosure inventories on grounds of discrimination against communities of color and violation of the Fair Housing Act. The first complaint will be filed as early as next week.

A weak job market combined with growing demand for field services is forging innovative alliances that generate small business opportunities.