Joe Adler

The Federal Deposit Insurance Corp. has unveiled a new system for classifying violations of consumer-protection rules that the agency spots during exams.

The decision by three state attorneys general to join a case challenging the Dodd-Frank Act's constitutionality has boosted its chances and expanded the scope well beyond the community bank that originated it.

The Consumer Financial Protection Bureau offered new details about how the agency will examine large credit-reporting firms.

Bernanke credited Fed programs to boost bank liquidity and buy assets such as mortgage-backed securities with helping pull credit markets and the broader economy out of the financial crisis.

Regulators in Georgia closed the $217-million-asset Jasper Banking, which became the industry's 39th bank to fail this year.

Patterns in the private student-lending industry are dangerously similar to those seen in the housing market prior to its collapse, according to a new study from the Consumer Financial Protection Bureau.

The Consumer Financial Protection Bureau plans to unveil Monday new rules for supervising credit-reporting companies, marking the first time such firms will become subject to federal oversight.

Twelve Democratic senators have called for a U.S. investigation into any role banks and regulators may have played in the scandal over the London Interbank Offered Rate.

The scandal brewing over alleged rigging of the London interbank offered rate has piqued the interest of the Senate Banking Committee.

About half of the 31 failed-bank resolutions in 2012—as of June 30—involved an acquirer purchasing a whole bank without any loss-sharing from the FDIC.

As housing prices improve, the Federal Deposit Insurance Corp. continues to move away from covering losses borne by failed-bank buyers.

The Consumer Financial Protection Bureau is planning stronger disclosure requirements for reverse mortgages as more evidence emerges that senior citizens are using the product without fully understanding its main features and risks.

The Consumer Financial Protection Bureau is planning stronger disclosure requirements for reverse mortgages as more evidence emerges that senior citizens are using the product without fully understanding its main features and risks.

A group of former policymakers is arguing that the government is not making good use of the regulatory reforms enacted in the Dodd-Frank Act nearly two years ago.

A group of former policymakers is arguing that the government is not making good use of the regulatory reforms enacted in the Dodd-Frank Act nearly two years ago.

The slow pace of rulemakings under Dodd-Frank has been a consistent rallying cry among those skeptical of the law.

"Oppressive." "Harsh." "Micro-managing." These were some descriptions community bankers were using in congressional hearings last year to describe their safety and soundness exams. But it appears the bank-examiner relationship has started to change dramatically.

The Treasury Department's inspector general said while the OCC focused on loan workout policies at major servicers, its supervision from 2008 through 2010 was "not sufficient in scope or application to identify significant weaknesses in national banks' foreclosure documentation and processing functions."

The Office of the Comptroller of the Currency "underestimated" the risk of poor foreclosure practices at national banks and did not devote enough examination resources to identify those problems, according to the agency's chief watchdog, the U.S. Treasury's inspector general.

While the Federal Deposit Insurance Corp. made significant progress Wednesday toward building its new resolution regime, it left a key component still on the table.