Compliance & Regulation

CFPB officials are keeping a close watch on the Qualified Mortgage and ability-to-repay rules to gauge whether further changes should be made. But mortgage numbers don't give a clear picture on what kind of impact they've had.

Here's a preview of some of the most interesting and important presentations scheduled at this year's MBA Servicing Conference, as selected by the editors of National Mortgage News.

Freddie Mac will return $900 million to the Treasury Department next month, bringing total payments to nearly $21 billion above what it received in federal aid after the 2008 credit crisis.

The independent monitor overseeing Bank of America's compliance with requirements of its landmark mortgage settlement agreement has released his first report on the bank's consumer relief activities.

Consulting firm Teraverde Management Advisors has formed a new business unit to help clients grapple with their compliance requirements.

The Department of Housing and Urban Development has issued more than $651 million in Indian Housing Block Grants in February.

To take advantage of changing customer demographics and preferences, lenders must capitalize on digital technology. At the same time, digital technology should work in conjunction with, not as a replacement for, the loan officer.

Foreclosures and delinquencies may seem like problems from the past, but servicers are still struggling with a massive backlog of distressed loans and a return to normalcy is at least two years away, if not longer.

The Department of Veterans Affairs released a plan to use a 387-acre tract of land in west Los Angeles to help end veteran homelessness in the city.

U.S. Attorney General Eric Holder, who forced Wall Street's biggest banks to pay billions in fines for their roles in the subprime mortgage crisis, is pressing for action against executives at those firms, even as he prepares to leave his post.