Compliance & Regulation

Federal regulators formally issued a final risk retention rule for mortgage securitizations, a long-awaited and hotly debated measure that is nevertheless expected to have little market impact when it takes effect a year from now.

The CFPB has at least six active investigations into servicers amid concerns that defaulted borrowers will not get foreclosure relief if their loan is bought and transferred to a new servicer.

Appraisers are often the only party involved in a real estate transaction that has no "skin in the game," unlike mortgage originators and real estate agents.

Farmland Partners has expanded its secured note line of credit with Farmer Mac to $150 million, from $75 million.

The number of mortgages outstanding is down considerably from pre-recession levels but is starting to slowly increase. How much further it needs to go depends on certain public policy goals.

Georgia's Department of Banking and Finance has finalized a cease-and-desist order against Community Legal Center.

The government-sponsored enterprises' changes to their representations and warranties regulations could increase lending, or cause taxpayer losses related to GSE purchases of bad loans. Here's why advocates like the move.

Market participants are encouraged by the FHFA's move to ease repurchase requirements — which will likely result in a continued domination of the market by government agencies.

Investor confidence in Ocwen Financial was clearly shaken Monday after New York state regulators forced the firm's founder out as part of a $150 million settlement.

A group of 17 Congressional Democrats sent a letter to Department of Housing and Urban Development Secretary Julian Castro, calling for more foreclosure protections for Home Equity Conversion Mortgage borrowers' spouses.