Compliance & Regulation

The minimal staffing and low net worth of these companies could be a precursor to an uptick in bad loans.

The lender can experience problems selling a loan that loses qualified mortgage rule's protection. The lender also could be stuck in a vulnerable position if that loan ultimately defaults.

Trepp has launched TreppTrade Quick Analysis, a free tool that enables banks and commercial real estate companies to calculate cash flows and price yields on commercial mortgage-backed securities.

The allegations centered on the broker and original lender’s conduct in connection with a payment of a yield-spread premium.

Senate Banking Committee leaders said Friday they would hold a panel vote on April 29 to reform the housing finance system.

The combined disclosure regulation will have a more dramatic impact on operations and vendors than the qualified mortgage rule.

A proposal by the Financial Industry Regulatory Authority designed to reduce counterparty risk in the forward market for mortgage bonds troubles some market participants, who say that the measures could have the opposite effect.

Be aware that the amount of borrower paid compensation cannot exceed the lender paid compensation.

Bank of America Corp. should win dismissal of a U.S. Justice Department lawsuit accusing it of misleading investors about the quality of loans tied to $850 million in mortgage-backed securities, a judge said.

Regulatory oversight is mounting for the appraisal management companies most lenders use to manage valuation compliance, so keeping tabs on them is more important than ever.