Compliance & Regulation

In the current tough mortgage environment, some lenders are willing to take the risk of lending to foreign nationals. The loans don't conform to regulations that took effect in January and typically are held on banks' balance sheets.

The Senate Banking Committee has forged a strong bipartisan agreement to reform the housing finance market, but how—and whether—that effort gets picked up in 2015 is still very much in question.

The Office of the Comptroller of the Currency says institutions are taking a "proactive" approach to the dealing with potential payment shock on resetting home equity lines of credit.

Borrowing short and lending long, which crashed the thrift market in the 1980s, and lowering underwriting standards, which crashed the mortgage market in the last decade, are rearing their heads again.

The Senate passed revised legislation Thursday that would delay increases in flood insurance premiums, following the House's vote advancing the bill last week.

Bank of America Corp.'s Countrywide unit and the U.S. sparred in court over whether the bank owes as much as $2 billion—or nothing—for selling thousands of defective mortgage loans to Fannie Mae and Freddie Mac.

A cybersecurity firm claims many large and small mortgage lenders are being careless with customers’ personal and financial data.

Elected officials from President Obama to the new mayor of New York want to kick-start a building boom in affordable housing.

Communities and governments would avoid having to deal with abandoned properties on a protracted basis, which pulls down local property values and creates an unnecessary backlog in the court system.

Official puts servicers on notice that they should be ready to help borrowers who can’t afford the higher monthly payments.