Compliance & Regulation

The guarantee fees Fannie Mae and Freddie Mac charge fail to put a price on mortgage risks in line with what the private market charges.

Dodd Frank makes clear that arbitration agreements are prohibited with consumers, but the law makes no mention whatsoever that arbitrating claims with employees is impermissible.

Despite signs of retraction there still is hope for a consistent albeit slow housing market recovery in 2014, TransUnion analysts say.

The Consumer Financial Protection Bureau is taking a strong stance against lenders that use contract clauses that block consumers from going to court in a report due out this week that will likely lead to new regulations.

They are accused of offering bogus assistance to consumers in need of help in paying their loans.

The annual suspension will run from Dec. 18 through Jan. 3.

Earl Gross withheld over $8 million in loan payoffs that were due to Wells Fargo.

Without tax dollars and revenue for governments, which no one wants to pay, things would become quite messy.

The largest reductions hit “sand states” that are still recovering from the housing downturn.

Single-family rental securitization prospects look brighter to supporters who find the REO-to-rental trend has evolved enough to bode well for a new wave in 2014, but analysts warn of unique new investor risks.