Compliance & Regulation

The Guide covers amendments to the Rule made December 2012.when the FTC revised the Rule to adopt a narrower definition of “creditor.”

As the new GSE regulator, Rep. Mel Watt would support the Federal Housing Finance Agency’s initiative to create a single securitization platform.

Consumers in most major U.S. metropolitan areas continued to reduce their total debt in the first quarter of 2013.

New York will use up to $20 million in mortgage settlement funds to rebuild and restore neighborhoods that are still struggling with blight and large inventories of vacant properties.

Rep. Mel Watt will face lawmakers skeptical of his knowledge of housing-finance issues today when he appears at a Senate Banking Committee hearing on his nomination to oversee Fannie Mae and Freddie Mac.

Issuers are adding another layer of protection at a time when lawmakers are examining how to wind down Fannie Mae and Freddie Mac and bring private capital back into the mortgage market.

The Dodd-Frank Act gave the Consumer Financial Protection Bureau the explicit authority to conduct examinations and take supervisory actions against large nonbanks.

Educational efforts that focus on helping home seekers understand all of their housing options are not limited to the National Homeownership Month in June.

During 2008 and 2009, a contractor who worked on several HPD construction projects paid Adorno $100,000 to obtain additional work from the city agency.

The Consumer Financial Protection Bureau has advised banks and other financial companies how to respond to an investigation to minimize the risk of punishment.