Compliance & Regulation

Moody’s Investors Service has put on review for downgrade 1,079 tranches from 299 shifting interest/pro-rata U.S. residential mortgage-backed securities transactions that are reaching or getting closer to the end of their terms.

The coming week could be an important milestone in the march toward GSE reform as the White House comes under pressure to reveal its approach to winding down Fannie Mae and Freddie Mac.

When Howard Bluver took over as CEO and director of Suffolk Bancorp, the bank had a total book value of $81 million in nonperforming loans.

Poor underwriting and even fraud have been involved in various participation schemes, including the failure of the Central States Mortgage CUSO.

The Federal Housing Administration is revising its scorecard for rating servicers on their loss mitigation efforts and the agency is seeking one last round of comments on the changes.

A compliance incident does not have to involve the Consumer Financial Protection Bureau or the violation of a consumer protection law to be a concern.

Freddie Mac plans to eliminate a $7,500 annual low-activity fee that has met with a backlash among rural banks that sell a small number of loans each year to the government-sponsored enterprise.

We're hearing from the great state of Washington where there has been an increase of almost 1,200 loan originators from November 2012 through March of this year.

Pacific Investment Management Co. sees value in European commercial mortgage-backed securities on signs of a lending recovery

Lenders are waiting for the Consumer Financial Protection Bureau to agree on a residual income test that will be critical in the origination of rebuttable presumption QM loans.