Compliance & Regulation

Comptroller of the Currency Thomas Curry believes regulatory cooperation between examiners is key to navigating the division of responsibilities that the Dodd-Frank Act made to bank regulation.

Sen. Elizabeth Warren, the architect of the Consumer Financial Protection Bureau, is in a unique position to help rescue the agency from a legal morass that threatens to undo much of its work.

Moody’s Investors Service finds commercial mortgage-backed securities loan credit quality indicators favorable for the time being but is cautious about 2013.

No one should mistake new regulations as a green light to impact loan officers' compensation every time a lock date is missed, but they help.

Following a relatively stable fourth quarter of 2012 the U.S. CMBS delinquency rate fell 14 basis points to 9.57%.

The 90-day foreclosure moratorium applies to homeowners who live in nine states and the District of Colombia where the president issued major disaster declarations.

Capstead president and CEO Andrew Jacobs expects there will be more stability in the company’s results this year absent more federal rate intervention.

Housing realities appear to contradict the popular belief that older homeowners can downsize a home to make the mortgage loan and living costs more affordable.

The Consumer Financial Protection Bureau appointed Steve Antonakes to serve as the acting deputy director to replace Raj Date.