Compliance & Regulation

When subprime lending "comes back" it will be totally different—and out of the past.

Wells Fargo will begin putting more residential loans on its balance sheet, foregoing immediate gain-on-sale income.

Ally Financial will pay the U.S. Treasury—its primary owner—roughly $134 million of dividends in mid-November.

Mitt Romney has put out a paper on his views of the housing market and how he proposes to bring it back fully from the collapse of 2008. Tomorrow we will publish in this space President Obama’s views on housing.

Ken Markison, the Mortgage Bankers Association’s regulatory counsel sees the relationship between the qualified mortgage, the qualified residential mortgage and the Home Ownership and Equity Protection Act as three concentric circles.

Two recent Department of Justice actions are likely the first of many asserting claims associated with past improper underwriting and lending practices.

Examiners are looking for loan officer email addresses on documents.

Alleviating liability and loss in the REO process is one of the crucial components of successful property management.

The U.S. deficit is growing so large that the nation is heading toward a “bang moment,” said Barry Habib, chief market strategist for Residential Finance Corp.

Congress should consider placing a limit on the size of the largest banks to put an end to the "too big to fail" problem.