Compliance & Regulation

Presale reports on the latest deal from the only consistent, current issuer of recent origination private-label mortgage-backed securities highlights its inclusion of relatively shorter-term loans.

An ethical sales atmosphere starts at the corporate level.

The strong recovery in commercial real estate prices that commenced in early 2010 continues, albeit it “has lost steam over the last three quarters.”

Loan officer compensation rules do not distinguish between reverse mortgages and traditional mortgages, per se. Rather, they make other distinctions.

Luther Burbank Savings has agreed to invest $2 million in low-income communities to settle a Justice Department lawsuit alleging it discriminated against minorities.

New computer software designed to help people pay off their mortgage, get out of debt and automate debt consolidation is coming to the U.S. from New Zealand.

The Consumer Financial Protection Bureau is intensely focused on fair lending as well as fair servicing.

The Consumer Financial Protection Bureau opposes a proposed 20% downpayment requirement for low-risk mortgages.

A crowd of more than 200 marched on the New York City offices of Freddie Mac and Fannie Mae on Sept. 12, protesting the eviction of distressed homeowners and demanding Edward DeMarco, the acting director of the Federal Housing Finance Agency, implement a principal reduction policy for Fannie Mae and Freddie Mac.

Data show the vast majority of pre-retirees and older workers are overburdened by mortgage debt and other modern era expenses.