Compliance & Regulation

There is a movement toward retaining servicing rights benefits. It involves originators and the wider mortgage industry.

A prominent consumer group is bothered that the top five mortgage servicers are stressing short sales under the $25 billion national mortgage settlement when the goal is to keep borrowers in their homes.

The CFPB proposal promises an end to years of legal skirmishes over whether to categorize services as closing or financing costs and reflects a broader effort to improve how loan terms are presented.

Citigroup over the weekend said it will let customers challenge the suspension of home equity loans.

Fannie Mae Chief Economist Doug Duncan discusses the current refi boom and its impact on future mortgage origination activity.

Under the Consumer Financial Protection Bureau, reliance on policies and procedures is not sufficient to achieve the level of compliance expected or required by regulators.

In just a few days the Labor Department will release its monthly employment report. Here’s a prediction: the mortgage brokerage sector will show an increase in jobs.

A federal small business advocacy office is urging the Consumer Financial Protection Bureau to reconsider a proposal that would change the way finance charges are calculated under the Truth in Lending Act.

Nothing like a couple of high-profile money laundering cases to bring the entire industry into regulators' crosshairs.

With the low interest rate environment that still applies (for now), some people have questioned the need for housing finance agencies.