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The FHFA should focus on the facts as it ponders the future of the Federal Home Loan Bank System.

And having a paperless process was an important reason for many in picking their originator, the National Survey of Mortgage Originations found.

Amber Setter is the chief enlightenment officer for Conscious Public Accountants, whose mission is to guide accountants back to their wholeness. She is a national expert on building coaching cultures within the accounting profession. Her professional experience includes serving as an internal and external coach, facilitating and coaching within leadership development experiences, and building a nationally recognized learning and development function. She holds a Masters in Leadership Studies from the University of San Diego and a Bachelors in Business Administration, Accounting from San Jose State University. She is a graduate of Accomplishment Coaching — an ICF accredited Coaches Training Program — and also completed their Advanced Leadership Program as a Mentor Coach. She is an inactive CPA and an ICF Professional Certified Coach, and was recognized by CalCPA as a Woman to Watch in the Experienced Leader Category.

The Lansing, Michigan-based firm was awarded the contract this spring and takes over from Novad Management Consulting, which had previously serviced government-held HECMs since 2014.

Raising the threshold for qualification for Home Ready and Home Possible, which additionally offer price breaks to lenders, could do more to make homeownership more equitable, the Mortgage Bankers Association wrote in a letter to the Federal Housing Finance Agency.

New data offered the strongest evidence yet that price pressures have peaked.

Erik Carlson is chief financial officer and head of strategy at Notified, a technology partner for investor relations, public relations and marketing professionals. He brings over 10 years of M&A, strategic finance and business transformation experience across private equity portfolio companies in technology, media, pharmaceuticals and consumer products. Prior to Notified, he was senior vice president of M&A integration at Intrado and director of M&A and strategy advisory at PwC.

Jeff Micklos is the executive director of the Health Care Transformation Task Force.

Angie Meoli is the SVP of enterprise initiatives at CVS and the vice chair of the Health Care Transformation Task Force.

Emily Brower is the SVP of clinical integration and physician services at Trinity Health, and the chair of the Health Care Transformation Task Force on behalf of the Alliance for Value-Based Patient Care, which involves 300,000 physicians and other clinicians who provide value-based care.