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Renters are three times more likely to miss their scheduled payment than homeowners, an affiliate of the Mortgage Bankers Association found.

As the real estate finance industry transitions from the highs and lows of the COVID era into the new normal of 2022, industry standards will continue to play a key role in helping us solve ongoing business challenges, regardless of the market environment, writes the president of MISMO.

Seth Appleton is president of U.S. Mortgage Insurers. He previously served as an assistant secretary at the U.S. Department of Housing and Urban Development.

Cathy Koch is EY’s global sustainability tax leader and leader of EY’s Americas and global tax policy network. Prior to joining EY, she served as chief policy advisor to the Senate majority leader for tax and economics.

But rising rates and tightening affordability are slowing appreciation rates, Black Knight found in its latest Mortgage Monitor report.

Bain Capital and American Family Ventures were among the investors in this funding round for the company, which has more than doubled its staff in the past 12 months.

Taylor Lindsey is a partner with Employee Benefit Consultants.

In a semiannual report on trouble spots in the banking sector, the Office of the Comptroller of the Currency raised concerns that banks are taking on too much risk in pursuit of earnings growth.

Bryan Cannon, CFP, is CEO and chief portfolio strategist at Cannon Advisors. A seasoned stock market technical analyst with over 25 years of investment and financial planning experience, he serves as the host of Markets ‘N5, a biweekly video series focused on analyzing market trends based on technical analysis. Cannon’s career covers a diverse range of investment and securities experience, ranging from financial and estate planning for high- and ultra-high-net-worth families, as well as senior and partner roles with both the big Wall Street firms and smaller boutique firms.

Kristina Wallender is chief experience officer at Human Interest, a leading 401(k) account provider for small to medium-sized businesses. Her mission is to create a more empowered world by helping others take control of their financial future. Previously she has served as the head of marketing for RealtyShares, a real estate investment platform with $870 million invested, and Ticketfly, a live events platform serving more than 1,800 venues. Kristina received her MBA from the Stanford Graduate School of Business.