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Banks and other private lenders could help ease the liquidity crisis facing some companies that service Ginnie Mae mortgages, but are currently prevented from doing so by the agency's rules. A simple fix would benefit everyone involved.

The increasing frequency and severity of droughts was top of mind for panelists at AmeriCatalyst's "Going to Extremes" conference Thursday.

In a Senate hearing, Director Sandra Thompson said a raise to the required income threshold provided to affordable housing was on the table, while housing regulators also faced questions related to property insurance hikes and title insurance waivers.

Eric Hylton is alliantgroup's national director of compliance and is the former IRS commissioner of the Small Business/Self Employed Division. Hylton also served as the deputy chief of the IRS Criminal Investigation Division. 

Darren Guillot is an alliantgroup national director and is the former IRS commissioner of the Small Business/Self-Employed Division. Guillot also led the creation and oversight of the IRS' Office of Fraud Enforcement.

The nonpayment rate for non-qualified mortgages is up 21 basis points from February and 134 basis points from March 2023, Morningstar DBRS said.

The government mortgage-bond guarantor will require additional information on foreclosure prevention actions, and retire some forbearance reporting.

Ann Dieleman is the executive director at PIMA (the Professional Insurance Marketing Association). She is an active member of the insurtech and fintech community and has more than 25 years of C-suite global experience leading corporate growth initiatives, developing people, and building teams.

But views are split, at least in the near-term on whether rising mortgage rates are holding back the Spring home purchase season.

Andy Campbell is director of solutions marketing at Certinia.