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Recent pullbacks in interest rates have lowered monthly payments, but amounts needed still make home buying unaffordable by most standards, according to new reports.

Rates that have been below 7% for two consecutive weeks have given originators a gift at what's typically a slow time of year, Freddie Mac said.

Even if lower rates boost inventory and shift sales from new to existing homes, these companies are well-positioned to deal with the change, analysts said.

The effects of expected lower mortgage interest rates are boosting a lot of different facets of the housing market.

With a tough winter predicted for lenders, servicers may struggle making timely principal and interest payments to investors, industry stakeholders warn.

The Justice Department and the Consumer Financial Protection Bureau are suing a real estate developer over an alleged bait-and-switch land-sale scheme near Houston. The developer used TikTok and other social media sites to lure Hispanic immigrants into predatory loans, the government alleges.

Dr. Shawn Griffin is the first physician to serve as President & CEO for URAC – an independent, nonprofit accreditation organization based in Washington, D.C. URAC's mission is to advance health care quality through leadership, accreditation, measurement and innovation.

Zigas is an advisory committee member of the Coalition for FHLB Reform. He is a former president of the National Low Income Housing Coalition, and former senior vice president for community lending at Fannie Mae. He is principal at Zigas & Associates LLC and senior fellow at the Consumer Federation of America.

Indicators are starting to align, that with falling interest rates and prices, buyers and sellers will return to the housing market in 2024, a trio of interested parties commented.

Companies on mello's roster now include Lumio, a solar energy provider, and Bosscat, a real estate data platform revolutionizing home services.