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Jonathan Boylan is a 30-year veteran of insurance and financial technology. He is the Chief Technology Officer of FINEOS, a leading provider of Life, Accident and Health insurance solutions to over 60 insurers in North America, EMEA and APAC. In the last 20 years, Jonathan has played a leading role company's growth from a startup to becoming a publicly traded company with over €120m in annual revenue. While leading technology throughout the period, Jonathan took on additional responsibilities to support growth including establishing product management and leading marketing. As such, Jonathan has spent much of his time supporting the acquisition of new customers in new and existing markets, both directly in the sales process and in broader thought leadership. More recently, he worked to select acquisition targets which led to the successful acquisition of Limelight Health and Spraoi by FINEOS. In his spare time Jonathan has volunteered his time to support the Irish Software Association, Tech Ireland, Alexandra College and SciFest.

Tim Urbanowicz, CFA, is the head of research and investment strategy for Innovator Capital Management.

Prior to joining Innovator, he was a senior investment strategist for Northern Trust, serving as a subject matter expert on global markets and portfolio construction. Prior to joining Northern Trust, he served as the director of fixed income ETFs and head capital markets strategist for Invesco.

J.D. Crouch is the CEO and president of the United Service Organizations, a private nonprofit organization dedicated to strengthening America's military service members by keeping them connected to family, home and country throughout their service to the nation.

Maria Tsennykh, Ph.D., is a principal at CLA in New York. She has more than 17 years of experience in valuation, forensics, litigation, investigations and audit, including serving as an expert witness and 11 years at a Big Four firm. In addition, having worked on two continents, she combines her economic, accounting, corporate finance, valuation and investigation backgrounds to advise clients on a variety of complex circumstances in the U.S. and internationally. Her experience includes damages analysis, assessment of corporate governance practices and internal controls, business and intangible assets valuation, and international arbitration advisory. She also regularly directs large-scale financial investigative assignments including forensic accounting investigations, financial fraud investigations, financial reporting investigations, white-collar crime investigations, corporate governance investigations and investigations involving the Foreign Corrupt Practices Act (FCPA).

The bank, which already agreed to refund home loan applicants over the charges, is asking a federal judge to toss the suit on numerous grounds.

Volumes dropped below 900,000 in the first three months this year, while the cumulative loan balance nationwide also declined on a quarterly basis for the first time since 2015.

While policymakers have warned lenders they will be on the lookout for potential fair lending violations, the lack of current rules means many companies are trying to determine best practices on their own.

The company, which recently divested in the forward mortgage business and sold off its title services unit, reported a $222.5 million loss.

Alejandro M. Agenjo is a Madrid-born engineer, psychologist, and entrepreneur whose passion is understanding people and improving communities and their systems. He was named one of the top social entrepreneurs in 2019 for his ed-tech startup seeking to detect students' strengths and learning styles to improve learning and future opportunities. Today, he's the proud co-founder and CEO of Erudit, an AI SaaS empowering executives with real-time workforce insights to drive better decisions and to build healthier work communities.

But its operating income missed estimates with servicing income and gain-on-sale margins coming in lower than expected.