The Best Small Mortgage Companies to Work For in 2026

As part of the National Mortgage News ranking of Best Mortgage Companies to Work For in 2026, we celebrate in particular the home lenders with under 100 employees which are considered among their staffs the best mortgage company to work for in 2026.

This ranking is a partnership between National Mortgage News and the Best Companies Group, which conducts extensive employee surveys and reviews employer reports on benefits and policies. The employee survey covers eight topics: leadership and planning; corporate culture and communications; role satisfaction; work environment; relationship with supervisor; training, development and resources; pay and benefits; and overall engagement.

Once the survey data is analyzed, the companies get a score that decides their ranking. The overall score is calculated using the employee survey (weighed at 75%) and the employer questionnaire (25%). To qualify for consideration, organizations with 25 or more employees need a minimum response rate of 40% while companies with 25 or fewer employees need 80%.

Check out the winners in the small company category below.

Mortgage Bank America

Headquarters: Whitehall, Pennsylvania
Number of employees: 63
Website:

www.mymortgageamerica.com

Mortgage America is a leading originator of Pennsylvania Housing Finance Agency products for residents of its home state, offered alongside a range of conventional and government-backed loans.

To help reach diversifying populations in its core markets, Mortgage America partnered with Hippotecasa for Spanish-language translation services and offers annual training to help staff work with veterans and minority customers.

Founded over 45 years ago, the company keeps staff happy with perks, including regular weekly breakfasts and lunches.

Directions Home Loan

Headquarters: San Antonio, Texas
Number of Employees: 53
Website:

https://directionshomeloan.com

San Antonio-based Directions Home Loans, led by CEO Easton Crafts for 18 years, emphasizes employee growth through formal career development programs, mentoring, cross-training, and leadership workshops. The company participates in the Skillbridge program and supports professional certification reimbursement. Staff benefit from monthly all-hands meetings, concierge services, and recognition initiatives including celebratory lunches, bonuses, and extra paid time off for travel. "Through a robust recognition and rewards program, we acknowledge and celebrate the efforts of our employees," Crafts said, highlighting the firm's focus on honesty, hustle, and heart.

Developer's Mortgage Company

Headquarters: Columbus, Ohio
Number of employees: 41
Website: www.developersmortgage.com

Developer's Mortgage Company is honored to be recognized as one of the Best Mortgage Companies to Work For in 2026. This achievement reflects our long-standing commitment to fostering a culture of integrity, collaboration, and respect. We take pride in supporting our employees through open communication, professional growth, and work-life balance. Our team's dedication and excellence continue to define what makes Developer's Mortgage an outstanding place to build a career.

Truliant Mortgage

Headquarters: Winston-Salem, North Carolina
Number of employees: 41
Website:

mortgage.truliantfcu.org

A Best Companies alumni, the lending arm of Truliant Federal Credit Union has hundreds of originators across the Carolinas and Virginia. The originator offers construction and non-qualified mortgages alongside its conventional suite, and regularly posts nine-figure production volume.

The originator has recently revamped and upgraded much of its benefits, and perks include early paychecks for employees. Executives are also more accessible, with employee town halls with CEO and President Todd Hall, and in-market dinners with c-suite leadership to hear employee feedback.

UNMB Home Loans Inc

Headquarters: Levittown, New York
Number of employees: 97
Website: unmb.com

UNMB Home Loans has spent more than 46 years building a people-first mortgage company where integrity, collaboration, and performance go hand in hand. Known for five-star ratings on Zillow and Google, UNMB's culture empowers teams to work together seamlessly to get deals done the right way. That shared commitment — to clients, partners, and each other — has earned UNMB recognition as one of the industry's top mortgage workplaces. "Our success has always come down to our people — when you empower teams to collaborate, support one another, and do what's right for the client, the results take care of themselves," said Don Giorgio, CEO and president.

North Dakota Housing Finance Agency

Headquarters: Bismarck, North Dakota
Number of employees: 30
Website:

ndhousing.nd.gov

The self-funded state agency which offers low-cost mortgages and assistance for borrowers is also North Dakota's second-largest servicer with around 14,000 loans. The small office has thrived because of its culture, said Brandon Detlaff, executive director. That includes training new talent in a competitive labor market with banks and nonbanks.

"Serving low-to-moderate income homebuyers is a great mission," he said. "But then how do we get people to stay and buy into that culture? We try to create a family atmosphere."

A major advantage is the NDHFA's flexible work policy, which Detlaff says allows staff to have more family time.

"You can't ever get that time back," he said. "So it's valuable. I think people really appreciate that."

MBA Mortgage

Headquarters: Braintree, Massachusetts
Number of employees: 47
Website:

www.mbamortgagteam.com

Celebrating its 20-year anniversary last year, employees at the mortgage broker cite staff support, including free weekly coaching as a key driver of satisfaction.

The support extends outside the office, with the company offering backup child or elder care if an employee's regular caregiver is suddenly not available, team members said.

One of New England's largest brokers, MBA offers loan products ranging from conventional and jumbo to government-backed mortgages.

Mattamy Home Funding

Headquarters: Maitland, Florida
Number of Employees: 65
Website:

mattamyhf.com

This small independent banker is the preferred mortgage partner for builder Mattamy Homes. It serves nine markets in four states. In contrast to companies staging a return to the office, over 90% of Mattamy Home Funding's team continues to work remotely all or part of the time. "Our commitment to delivering a world-class customer experience, internally and externally, is what sets us apart from competitors," the company said in a statement.