Loan Think

You can’t always get insight into your audience, so here are some benefits to this type of teaching.

Lenders need to take the initiative to analyze their Home Mortgage Disclosure Act data before the Consumer Financial Protection Bureau does.

Another roundup of comments on our Editor at Large blog, from the best and brightest to the funniest.

Signs are definitely pointing to a rise in REO activity across the country in specific markets, particularly in Massachusetts, New York, Florida, Ohio, Illinois, Tennessee and elsewhere.

Unlike other regulatory agencies that in many cases looked at form over substance, the Consumer Financial Protection Bureau will ignore structures altogether when it perceives them to be "sham" transactions.

As mortgage origination volume continues to slow down, the successful loan officers are the ones who make things happen.

The unintended consequences of these guidelines could force smaller title agencies to close their doors.

It has been nearly six years since the Seattle-based bank was seized and there is a deadline for the agency to sue anyone it believes owes the bank some money.

In our work, we've found that lenders who survey customers at the right time will see a significantly higher information return, which can then inform positive changes in the mortgage operation.

Over the long haul, ignoring online leads is going to make it difficult for retail lenders to survive, since recent studies clearly show more and more borrowers are finding their lenders online.