Loan Think

A Supreme Court ruling overturning circuit court rulings in D.R. Horton Inc. v. the National Labor Relations Board is in question. This affects the enforceability of class waiver arbitration agreements.

Banking presents opportunities for non-depository mortgage companies seeking to boost competitiveness and expand market share.

Like the World Cup knockout rounds, there are no ties in the mortgage race, you either win or you lose.

Though probably not endangered this year, low-income housing tax credits have been suggested for elimination often enough to alarm those who work with this important financing source for multifamily construction.

Long term care project owners are very aware of the advantages of HUD-insured financing. However, HUD's program policies continue to challenge some providers who own and/or operate multiple facilities.

Consider whether or not there are simpler alternatives to addressing the concerns behind a contemplated name change, because a retail mortgage lender re-branding requires commitment to an intensive, detailed strategy.

Digital shifts are rapidly redefining customer preferences and expectations.

Loan officers have traditionally been on an island with borrowers, with little management involvement in an originator’s communications with clients. Increasingly, lenders need to think about systems and/or protocols to ensure that such communications are handled properly.

Unless the industry is content to be a boutique player with a hugely smaller pool of potential borrowers, it had better emulate the Fed and ease on down the road.

In light of new regulations, servicers need to take a fresh look at their servicing file tools, processes, policies and procedures.