Loan Think

The housing sector is increasingly a drag on consumption and job creation. The fault lies not with the market but with ill-considered regulations and bank capital rules.

The Affordable Housing and Community Investment programs of the Federal Home Loan Banks provide important gap financing to support other sources of financing for affordable housing.

Carl Cole was sentenced for his role in a $30 million scam in the Bakersfield, Calif. market.

Loan processors should continue the conversation that the loan officers hopefully started. Like asking, "What did you like about that house?" while trying to nail down the appraiser's contact information.

Have you made excuses to your friends, family and even yourself as to why you have to work late?

Success in business, just as in team sports, depends on using the individual with the right skills to score.

There is still much uncertainty as the Consumer Financial Protection Bureau moves into enforcement mode.

New Year's resolutions are beginning to fade and the reality of the shrinking origination market has settled in for most residential mortgage lenders.

What does it mean to be a borrower returning to the market from job loss, credit challenges, foreclosure and/or bankruptcy.

How federal regulators fabricated a media narrative with verbal sleights of hand.