Loan Think

There’s plenty of risk out there, with flash floods in the mountains, mudslides in California, wildfires and killer tornadoes.

Helping loan officers navigate the “new world” of mortgage lending as interest rates continue to rise.

For many politicians, GSE reform is a shorthand term, which translates into their plan to shut down the government-sponsored enterprises in favor of an untested system of housing finance.

Violations related to third-party providers such as appraisal management companies can lead the Office of the Comptroller of the Currency to pursue enforcement actions and assess special fees against lenders.

If you’re getting business like you’ve always done it, prepare to exit loan originations.

A stand-alone quality control unit may soon become a casualty of the heightened mortgage regulatory environment.

This time of year is the right time for mortgage brokers and loan officers to get things in order.

In perhaps one of the most significant but least talked about changes, mortgage servicers will be facing revised statutes governing qualified written requests under the Real Estate Settlement Procedures Act.

The CFPB estimates litigation expense could be just 10 basis points per loan, or even lower.

Often one of the biggest obstacles to a refi has been the need for a subordination agreement from a junior lien holder.