Loan Think

While the new regulations implemented by the Consumer Financial Protection Bureau are designed to apply primarily to big banks and loan servicers, the regulatory environment for small and community banks will also be transformed.

Score a win for the private market, as higher GSE prices make nonagency mortgages more attractive to investors.

The governor of New York and the Department of Financial Services have issued proposed regulations to assist homeowners who are underwater.

What a trio of teenage boys can teach mortgage originators about running a business.

Freddie Mac estimates multifamily securities issuance will hit a record $28 billion this year but continued regulatory constraint could threaten future growth.

As malware and virus detection gets more advanced, financial firms may find their IT departments overwhelmed by the volume of “suspicious activity” alerts that have to be investigated.

Any system will help your business as long as you use and update it.

When addressing the QM rule, lenders face a key strategic consideration—whether to only make loans that meet the definition of a qualified mortgage or to also make loans falling outside the rule.

The only relief might come from a deduction for first-timers if they get housing counseling.

Over the last year to 18 months, some people have been of the opinion that REO-to-rental signifies a trade, not necessarily a long term business model.