Loan Think

It can be confusing when you share an acronym with a well-known agency in the same industry.

Originators should outsource the verification of employment function.

Mortgage websites often make one of the same mistakes the disastrous healthcare.gov did. So both mortgage technologists and government officials can share the derisive tag “the monkey court” for once.

Those home buyers turned down for a loan two years ago could be clients today.

This mortgage-backed securities market has been slow to add issuers and grow, but the number of originators contributing loans to deals is nearing 100.

A list of trigger sentences that help you to write anything at anytime.

While the housing market is slowly picking up steam, there is still a very large inventory of distressed loans that pose a potential risk to the mortgage industry.

Servicers are still finding ways to cope with heightened regulatory scrutiny and continue to evaluate options to increase efficiencies while maintaining legal compliance.

Tighter underwriting standards, strong farm income and relatively low loan-to-value ratios should provide a cushion if a downturn occurs.

Galante getting closer to re-examining pricing policies but don’t expect premium reductions anytime soon.