Loan Think

Getting all of the financing pieces for affordable housing is difficult because nonprofit developers usually have to tap multiple sources of capital.

If the consumer pays a loan originator organization, the organization is allowed to pay a commission to the individual LO who originated the transaction.

Richard Cordray has a new tool (toy), and like it or not, he plans to share it with all of us.

We're hearing about the ability of a real estate broker to obtain a cash advance on an anticipated commission to be earned at closing.

A mortgage firm’s initial public offering can be filed with the Securities and Exchange Commission in secret.

Some are technologically complicated while others are simple, easy and effective.

You’d need a Shakespeare to do justice to the struggle over LO compensation.

This year, the market for mortgage servicing rights has heated up and the price for these rights has increased at least one full multiple while the number of active buyers appears to have quadrupled on advertised bids.

Annual phone calls are a simple marketing strategy that very few loan officers take the time to implement.

Providing incomplete information can mean heavy fines or worse, making it crucial for mortgage companies to have proper compliance technology in place.