Loan Think

We're hearing the jumbo interest-only home loan popular with high-net-worth borrowers is still being made for now.

Collectively, credit unions originated more than $100 billion in loans last year for the first time.

If you originate under the qualified mortgage rule, courts must presume that you followed the eight underwriting guidelines found in ability to repay.

When it comes to appraisals, different lenders have different needs, depending on lending strategies, business models and areas served.

Plenty of financial firms are underprepared or haven’t adequately tested their recovery plans.

The qualified mortgage rule is a special carve-out to the ability to repay requirement.

An unexpected extra in your marketing can get a prospect to re-read it closer.

The state of e-mortgages is now poised to take a quantum leap forward.

A court found a recess appointment to the National Labor Relations Board was unconstitutional. This could affect the Consumer Financial Protection Bureau.

We're hearing that it is going to take a concerted industry effort to get a legislative fix for the QM rule on loan officer compensation.